Lovelady, TX · Houston County · 75851

Homeowners in 75851 could be paying about $22 more each month in property taxes.

You can’t shop your property tax rate—but you can shop your insurance.

Houston County's 2025 property tax rate is 1.59%1. On a typical home in 75851, that works out to around $218/month2 in property taxes — and if your home was reappraised at Texas's 10% homestead cap, that's an extra $22/month3 on your mortgage payment.


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2025 tax rate breakdown · 75851
Houston County0.4230%
School district0.8260%5
Combined 2025 rate1.5926%
Median home value
$164,4004
ACS 2024 estimate
Est. annual tax
$2,618
at 2025 rate
Monthly escrow
$218/mo
tax portion only
If your home was reappraised at the 10% Texas homestead cap — the maximum annual increase allowed under Texas law — your mortgage payment may have increased by $22/month3.

Other Houston County ZIP codes
75835Crockett
75844Grapeland
75847Kennard
75849Latexo
75858Ratcliff

¹ Property tax rates: Texas Comptroller of Public Accounts, 2025 Certified Property Tax Rate Report.

² Monthly escrow figures are estimates based on median home value and the combined 2025 tax rate. Actual escrow amounts depend on your lender and escrow calculation method.

³ Estimated payment increase assumes a 10% homestead cap reappraisal — the maximum annual increase allowed under Texas law for homestead properties. Actual reappraisal amounts vary by county appraisal district.

⁴ Median home value: U.S. Census Bureau, American Community Survey 2024 5-year estimates, Table B25077.

⁵ School district rate reflects the primary district serving this ZIP code. Some addresses may fall under a different district — check with your local appraisal district to confirm your specific rate.