Stephenville, TX · Erath County · 76401

Homeowners in 76401 could be paying about $36 more each month in property taxes.

You can’t shop your property tax rate—but you can shop your insurance.

Erath County's 2025 property tax rate is 1.62%1. On a typical home in 76401, that works out to around $365/month2 in property taxes — and if your home was reappraised at Texas's 10% homestead cap, that's an extra $36/month3 on your mortgage payment.


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2025 tax rate breakdown · 76401
Erath County0.3811%
School district0.8400%5
Combined 2025 rate1.6211%
Median home value
$270,0004
ACS 2024 estimate
Est. annual tax
$4,377
at 2025 rate
Monthly escrow
$365/mo
tax portion only
If your home was reappraised at the 10% Texas homestead cap — the maximum annual increase allowed under Texas law — your mortgage payment may have increased by $36/month3.

Other Erath County ZIP codes
76433Bluff Dale
76446Dublin
76461Lingleville
76463Mingus
76465Morgan Mill
76402Stephenville

¹ Property tax rates: Texas Comptroller of Public Accounts, 2025 Certified Property Tax Rate Report.

² Monthly escrow figures are estimates based on median home value and the combined 2025 tax rate. Actual escrow amounts depend on your lender and escrow calculation method.

³ Estimated payment increase assumes a 10% homestead cap reappraisal — the maximum annual increase allowed under Texas law for homestead properties. Actual reappraisal amounts vary by county appraisal district.

⁴ Median home value: U.S. Census Bureau, American Community Survey 2024 5-year estimates, Table B25077.

⁵ School district rate reflects the primary district serving this ZIP code. Some addresses may fall under a different district — check with your local appraisal district to confirm your specific rate.