Sterling City, TX · Sterling County · 76951

Your mortgage just got more expensive.

Sterling County's 2025 property tax rate is 2.25%1. On a typical home in 76951, that works out to around $276/month2 in property taxes — and if your home was reappraised at Texas's 10% homestead cap, that's an extra $28/month3 on your mortgage payment.

See if you can offset it with better insurance rates
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2025 tax rate breakdown · 76951
Sterling County0.7357%
City of Sterling City0.6690%
Sterling City ISD0.8482%
Combined 2025 rate2.2529%
Median home value
$147,0004
ACS 2024 estimate
Est. annual tax
$3,312
at 2025 rate
Monthly escrow
$276/mo
tax portion only
If your home was reappraised at the 10% Texas homestead cap — the maximum annual increase allowed under Texas law — your mortgage payment may have increased by $28/month3.

You can't avoid tax increases.

But you can offset them. Shopping your home insurance is one of the few things homeowners can actually control — and rates vary significantly across carriers. A free 4-minute checkup shows where you stand and connects you with independent agents who can compare options on your behalf.

Take the free coverage checkup

More resources

¹ Property tax rates: Texas Comptroller of Public Accounts, 2025 Certified Property Tax Rate Report.

² Monthly escrow figures are estimates based on median home value and the combined 2025 tax rate. Actual escrow amounts depend on your lender and escrow calculation method.

³ Estimated payment increase assumes a 10% homestead cap reappraisal — the maximum annual increase allowed under Texas law for homestead properties. Actual reappraisal amounts vary by county appraisal district.

⁴ Median home value: U.S. Census Bureau, American Community Survey 2024 5-year estimates, Table B25077.