Your mortgage just got more expensive.
Hartley County's 2025 property tax rate is 1.24%1. On a typical home in 79044, that works out to around $192/month2 in property taxes — and if your home was reappraised at Texas's 10% homestead cap, that's an extra $19/month3 on your mortgage payment.
You can't avoid tax increases.
But you can offset them. Shopping your home insurance is one of the few things homeowners can actually control — and rates vary significantly across carriers. A free 4-minute checkup shows where you stand and connects you with independent agents who can compare options on your behalf.
Take the free coverage checkup¹ Property tax rates: Texas Comptroller of Public Accounts, 2025 Certified Property Tax Rate Report.
² Monthly escrow figures are estimates based on median home value and the combined 2025 tax rate. Actual escrow amounts depend on your lender and escrow calculation method.
³ Estimated payment increase assumes a 10% homestead cap reappraisal — the maximum annual increase allowed under Texas law for homestead properties. Actual reappraisal amounts vary by county appraisal district.
⁴ Median home value: U.S. Census Bureau, American Community Survey 2024 5-year estimates, Table B25077.