LUBBOCK METRO · BROWNFIELD, TX

Independent Insurance Agents Serving Brownfield, TX

249 licensed insurance agents serving Brownfield and surrounding areas. Compare independent insurance agencies serving Brownfield and the surrounding Lubbock Metro area, TX.

Showing 249 advisors in Brownfield

Harper-Kennedy & Associates
Lubbock
J.B.T.
Lubbock
SpecialtiesHome, auto & property
Chris, CRAN & Clary
Lubbock
SpecialtiesLife & health
LSM HOME, AUTO, AND Commercial
Lubbock
Lubbock Cotton Growers Insurance Agency
Lubbock
SpecialtiesHome, auto & property
R & L Alliance
Lubbock
SpecialtiesHome, auto & property
Floyd County Abstract
Lubbock
Windmark Insurance Agency
Lubbock
RD & J
Lubbock
SpecialtiesLife & health
Group Health AND Employer Insurance Services
Lubbock
SpecialtiesLife & health

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Crane Agency
Lubbock
SpecialtiesLife & health · Home, auto & property
Averyaddie12
Lubbock
SpecialtiesLife & health
TRUE Title Partners FORT Worth
Lubbock
Maverick Insurance Associates
Lubbock
SpecialtiesLife & health · Home, auto & property
Capital Financial Strategies
Lubbock
SpecialtiesLife & health
Strong Tower Collective
Lubbock
SpecialtiesLife & health · Home, auto & property
Mcgavock Insurance Agency
Lubbock
SpecialtiesLife & health · Home, auto & property
Vestal Agency
Lubbock
SpecialtiesLife & health · Home, auto & property
Benjamin WINN
Lubbock
SpecialtiesLife & health
HUB Insurance Solutions
Lubbock
SpecialtiesLife & health · Home, auto & property

Insurance in Brownfield, TX

Hail Risk · Medium
Flood Risk · Low
Wildfire Risk · Low
Tornado Risk · Medium

General area-level risk indicators based on historical regional weather patterns for this part of Texas — not a property-specific underwriting assessment. Talk to an agent about your address's actual exposure.

Your home and auto premiums in Texas aren't set by a single formula—each carrier prices the same Brownfield address differently based on how it models local risk, structures deductibles, and writes exclusions. That means two policies covering your property can look identical at a glance but diverge sharply when a claim arrives, especially if one uses a percentage-based wind and hail deductible and the other a flat dollar amount.

Brownfield sits in an area with medium hail risk and medium tornado risk, and those hazards show up directly in how insurers price wind coverage and set deductible floors. A severe hailstorm can shred a roof in minutes, and if your policy carries a two-percent wind deductible on a modest home value, you may owe several thousand dollars out of pocket before coverage kicks in. Knowing which carrier offers the most favorable deductible structure for your situation—and whether you need separate windstorm endorsements—makes a tangible difference when the sky turns green.

An independent agent walks you through auto, home, and liability side by side, comparing not just price but the fine print across multiple carriers at once. They flag the gaps that matter in Brownfield—flood exclusions standard on homeowners policies, underlying liability limits required before an umbrella applies—so you're not discovering a coverage hole the day you file a claim.

Property taxes are rising in Brownfield

Homeowners could see increases of up to $22 a month—or $264 a year—depending on ZIP code.

Estimated using the maximum 10% homestead-cap reappraisal allowed under Texas law — actual changes vary by property and appraisal district, and this isn't a guarantee of what any individual homeowner will see.

Up to $264 more every year

You can't control rising property taxes. But reviewing your home and auto insurance could uncover savings that help offset the increase.

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Further reading

Finding an Agent
How Insurance Agents Get Paid — and What That Means for the Advice You're Getting
Most people have no idea how their insurance agent is compensated. Understanding it doesn't mean distrusting your agent — it means being a more informed consumer.
Home & Property
Actual Cash Value vs. Replacement Cost: the Texas hail season trap most homeowners don't see coming
After a hail claim, many Texans discover their payout covers what their roof was worth — not what it costs to replace. The difference can be tens of thousands of dollars.
Auto
The Right Way to File an Auto Insurance Claim in Texas — and the Mistakes That Cost You
How you handle the first hours and days after an accident significantly affects how your claim resolves. Most people don't know this until it's too late to change it.

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