Which agencies serve Horse Shoe Bay, TX?

The agencies listed here are independent insurance agencies serving Horse Shoe Bay and the surrounding Austin Metro area, Texas. Each listing shows the agency address, carriers, specialties, and licensing so Horse Shoe Bay residents can compare advisors before choosing who to contact.

What does an independent insurance agent do?

An independent agent represents multiple insurance companies — not just one. That means they can compare rates and coverage options across carriers to find the best fit for your situation, rather than being limited to a single company's products.

How do I choose an insurance agent in Horse Shoe Bay, TX?

Start by looking for a licensed independent agent who works with multiple carriers. Check that they hold an active Texas Department of Insurance license, and look for agents who specialize in the coverage types you need — home, auto, life, or commercial.

What insurance do Texas homeowners typically need?

Most Texas homeowners carry a standard HO-3 policy covering the structure, personal property, and liability. Depending on your location, you may also need separate flood insurance (not included in standard policies) and should review your windstorm and hail coverage limits carefully.

What is the minimum auto insurance required in Texas?

Texas requires minimum liability coverage of 30/60/25 — $30,000 per person for bodily injury, $60,000 per accident, and $25,000 for property damage. Most drivers benefit from higher limits and adding uninsured motorist coverage.

How do I file a complaint against an insurance agent in Texas?

You can file a complaint directly with the Texas Department of Insurance at tdi.texas.gov. TDI regulates all licensed agents and agencies in Texas and investigates consumer complaints.

AUSTIN METRO · HORSE SHOE BAY, TX

Independent Insurance Agents Serving Horse Shoe Bay, TX

1439 licensed insurance agents serving Horse Shoe Bay and surrounding areas. Compare independent insurance agencies serving Horse Shoe Bay and the surrounding Austin Metro area, TX.

Coverage

Showing 1439 advisors in Horse Shoe Bay

Featured advisors

Elite AdvisorIndependent

Policywatch Insurance Agency

Justin Wadsworth·Round Rock

2 years in business

SpecialtiesAuto · Home

CarriersLiberty Mutual · Nationwide

Highly RatedView Profile →

Premier AdvisorIndependent

Paragon Independent Insurance Agencies

Dripping Springs

SpecialtiesHome · Auto

Highly RatedView Profile →

Premier AdvisorIndependent

Contigo Insurance Agency - Round Rock

Round Rock

27 years in business

SpecialtiesAuto

Carriers50+ carriers

Highly RatedView Profile →

Premier AdvisorIndependent

Contigo Insurance Agency - Austin

Austin

22 years in business

SpecialtiesAuto · Home

Carriers30+ carriers

Highly RatedView Profile →

Premier AdvisorIndependent

Hughes Insurance Group

Jason Hughes·Round Rock

36 years in business

SpecialtiesHome · Auto · Life · Bundled policies

CarriersMultiple carriers

Highly RatedView Profile →

Premier AdvisorIndependent

A I U Central

Safina Sadruddin·Austin

12 years in business

SpecialtiesAuto · Home · Rental · Mobile Home+ 5 more

Carriers20+ carriers

View Profile →

Premier AdvisorIndependent

Straightedge Insurance Agency

Justin Soward·Georgetown

17 years in business

SpecialtiesAuto · Home · Motorcycle · Investment property+ 1 more

CarriersMultiple carriers

Highly RatedView Profile →

Premier AdvisorIndependent

Texas Republic Life Solutions

Austin

9 years in business

SpecialtiesAuto · Home

View Profile →

Premier AdvisorIndependent

Avanti Insurance Brokerage

Austin

SpecialtiesAuto · Home · Health · Marketplace Health

View Profile →

Premier AdvisorIndependent

Lawhorn & Moore Insurance Brokers

John Moore·Round Rock

21 years in business

SpecialtiesAuto · Home · Life · Health+ 5 more

CarriersMultiple carriers

Highly RatedView Profile →

Premier AdvisorIndependent

Watkins Insurance Group

Patrick Watkins·Austin

77 years in business

SpecialtiesAuto · Home · Commercial Property · Business Insurance+ 7 more

CarriersNationwide · Safeco

Highly RatedView Profile →

Premier AdvisorIndependent

Heaton Bennett Insurance Partners L P

Austin

SpecialtiesAuto Insurance · Homeowners Insurance · Condo Insurance · Personal Umbrella+ 8 more

CarriersLiberty Mutual · Progressive · Safeco

Highly RatedView Profile →

Premier AdvisorIndependent

Benjamin - Fry Insurance Services

Phyllis Benjamin & Sara Fry·Austin

15 years in business

SpecialtiesAuto · Home · Life · Business+ 3 more

Carriers100+ carriers, including Allstate · Nationwide · Liberty Mutual · Travelers

Highly RatedView Profile →

Premier AdvisorIndependent

Grissom Insurance Group

Heather Grissom·Cedar Park

40 years in business

SpecialtiesAuto · Home · Boat · Flood+ 5 more

CarriersGermania · SafeCo · Progressive

Highly RatedView Profile →

Pro AdvisorIndependent

The Fox Alliance

Austin

SpecialtiesLife & health

Highly RatedView Profile →

Area at a glance · Horse Shoe Bay

HailMedium

FloodLow

HurricaneLow

WildfireLow

TornadoMedium

Area-level indicators, not a property-specific assessment.

Full Horse Shoe Bay insurance guide →

Hail Medium · Flood Low · Hurricane Low · Wildfire Low · Tornado Medium

Area at a glance · Horse Shoe Bay

HailMedium

FloodLow

HurricaneLow

WildfireLow

TornadoMedium

Area-level indicators, not a property-specific assessment.

Full Horse Shoe Bay insurance guide →

All advisors

521–560 of 1,424

Reimagine PEOJonestownLife & health—View profile Waylon ThomasAustinHome, auto & property—View profile TCP KeatingCedar Park—View profile THE Parks GroupAustinHome, auto & property—View profile Phoenix Rising Insurance AgencyAustinHome, auto & property—View profile

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Independent Insurance Agents Serving Horse Shoe Bay, TX

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Further reading

How to Tell If Your Insurance Agent Is Actually Working for You — or Just Selling to You

A Tree Fell on My House and Insurance Says It's Not Covered. What Do I Do?

How to Lower Your Car Insurance: What Actually Works

Related searches in Horse Shoe Bay, TX

Also in the Austin Metro

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Frequently asked questions

Independent Insurance Agents Serving Horse Shoe Bay, TX

All advisors

See if your insurance still makes sense

Further reading

How to Tell If Your Insurance Agent Is Actually Working for You — or Just Selling to You

A Tree Fell on My House and Insurance Says It's Not Covered. What Do I Do?

How to Lower Your Car Insurance: What Actually Works

Related searches in Horse Shoe Bay, TX

Also in the Austin Metro

Popular Texas cities

Frequently asked questions

Which agencies are located in Horse Shoe Bay, TX?

What does an independent insurance agent do?

How do I choose an insurance agent in Horse Shoe Bay, TX?

What insurance do Texas homeowners typically need?

What is the minimum auto insurance required in Texas?

How do I file a complaint against an insurance agent in Texas?