SAN ANTONIO METRO · NEW BRAUNFELS, TX

Independent Insurance Agents Serving New Braunfels, TX

1220 licensed insurance agents serving New Braunfels and surrounding areas. Compare independent insurance agencies serving New Braunfels and the surrounding San Antonio Metro area, TX.

Showing 1220 advisors in New Braunfels

Solis Insurance Agency
San Antonio
SpecialtiesLife & health · Home, auto & property
Drexler Insurance Services
San Antonio
SpecialtiesLife & health
Valdez Insurance Agency
San Antonio
SpecialtiesHome, auto & property
Smith-Kenyon Insurance Resources
San Antonio
SpecialtiesLife & health · Home, auto & property
PAID
San Antonio
SpecialtiesLife & health
NAU Capital
San Antonio
SpecialtiesLife & health
ALL IN ONE Insurance Agency
San Antonio
SpecialtiesLife & health · Home, auto & property
Texas Safeguard Insurance Agency
San Antonio
SpecialtiesLife & health · Home, auto & property
Leading Choice Insurance Agency
San Antonio
SpecialtiesLife & health
Insure Prosperity
San Antonio
SpecialtiesLife & health

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DEL RIO Insurance Services
San Antonio
SpecialtiesLife & health
Texas ONE Insurance Services
San Antonio
SpecialtiesHome, auto & property
M&N Insurance Agency
San Antonio
SpecialtiesHome, auto & property
Lighthouse Claims Service
San Antonio
HTM Financial Group
San Antonio
SpecialtiesLife & health
LEAL Insurance Services
San Antonio
SpecialtiesHome, auto & property
Bengu
San Antonio
SpecialtiesLife & health · Home, auto & property
Alianza Insurance Agency
San Antonio
SpecialtiesHome, auto & property
Sandra Lopez Garcia Insurance Agency, P.L.L.C.
San Antonio
SpecialtiesHome, auto & property
Daughtry
San Antonio

Insurance in New Braunfels, TX

Hail Risk · High
Flood Risk · High
Wildfire Risk · Medium
Tornado Risk · Medium

General area-level risk indicators based on historical regional weather patterns for this part of Texas — not a property-specific underwriting assessment. Talk to an agent about your address's actual exposure.

When you shop for insurance in New Braunfels, the carrier you choose shapes more than just your premium. Each insurer prices hail damage, flood exposure, and wind differently, and many use percentage-based deductibles that turn a modest storm into a four-figure out-of-pocket bill. Two policies on the same street can differ by thousands of dollars in annual cost and vary sharply in what actually gets paid when you file a claim.

New Braunfels sits squarely in hail alley, with frequent severe storms that crack windshields and punch holes in roofs. Flooding is a persistent threat along the Guadalupe and Comal corridors, yet standard homeowners policies exclude rising water entirely. Add medium wildfire and tornado risk, and you're looking at a layered exposure that no single policy handles on its own. If your current coverage doesn't account for all four, you're carrying more risk than you may realize.

An independent agent compares carriers side by side across your auto, home, and umbrella liability, then flags the gaps before you ever file a claim. They'll show you where flood insurance fits, explain whether your wind deductible resets per storm or per year, and make sure your liability limits align across policies so one weak link doesn't unravel everything else.

Property taxes are rising in New Braunfels

Homeowners could see increases of up to $91 a month—or $1,092 a year—depending on ZIP code.

Estimated using the maximum 10% homestead-cap reappraisal allowed under Texas law — actual changes vary by property and appraisal district, and this isn't a guarantee of what any individual homeowner will see.

Up to $1,092 more every year

You can't control rising property taxes. But reviewing your home and auto insurance could uncover savings that help offset the increase.

Check for Potential Savings →

Free 4-minute review. No obligation.

Further reading

Home & Property
Home Insurance for Older Homes in Texas: What to Expect and How to Prepare
Older Texas homes face specific insurance challenges that newer construction doesn't. Here's what insurers look at, what they're concerned about, and what you can do about it.
Finding an Agent
How to Tell If Your Insurance Agent Is Actually Working for You — or Just Selling to You
Most insurance agents are genuinely trying to help their clients. A few markers can tell you quickly which kind you're working with.
Auto
Texas Auto Insurance: What Your Policy Actually Covers — and What It Doesn't
A complete 2026 guide for Texas drivers

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