SAN ANTONIO METRO · NEW BRAUNFELS, TX

Independent Insurance Agents Serving New Braunfels, TX

1220 licensed insurance agents serving New Braunfels and surrounding areas. Compare independent insurance agencies serving New Braunfels and the surrounding San Antonio Metro area, TX.

Showing 1220 advisors in New Braunfels

Featured Advisors
Elite AdvisorIndependent
Jamie Johnson Insurance Agency
San Antonio
SpecialtiesAuto · Renters
Highly Rated
Premier AdvisorIndependent
The Insurance Guys Brokerage
San Antonio
SpecialtiesAuto · Home
Highly Rated
Premier AdvisorIndependent
Aaron Yzaguirre Insurance Services
San Antonio
SpecialtiesHealth
Highly Rated
Premier AdvisorIndependent
Contigo Insurance Agency
San Antonio
Highly Rated
Pro AdvisorIndependent
CM Insurance Services
San Antonio
Highly Rated
Texas Senior Agents
New Braunfels
SpecialtiesMedicare
Highly Rated
PALCO Claims
New Braunfels
SpecialtiesHome
CarriersFarmers Insurance · Foremost
Highly Rated
Lieck Insurance Agency
New Braunfels
SpecialtiesAuto · Home · Farm/Ranch
CarriersLiberty Mutual · Farmers Insurance
Highly Rated
The Legacy Connection Insurance Group
New Braunfels
SpecialtiesHealth
Turning 65 Solutions Medicare and Health Insurance Advisors
New Braunfels
SpecialtiesMedicare · Health
Highly Rated

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The Cloud Insurance Agency
New Braunfels
SpecialtiesAuto · Home · Commercial
Highly Rated
Comaltex Insurance Agency
New Braunfels
SpecialtiesAuto · Home
Highly Rated
Bluebonnet Chrysler Dodge Jeep Ram
New Braunfels
CarriersJeep · Chrysler · Dodge
Highly Rated
Texas Insurance
New Braunfels
SpecialtiesAuto · Home
Highly Rated
Miller & Miller Insurance Agency
New Braunfels
SpecialtiesAuto · Home
Highly Rated
JP Kesselring
New Braunfels
SpecialtiesAuto · Home · Renters
CarriersFarmers Insurance · Bristol West
Us Employee Benefits Services Group
New Braunfels
CarriersTravelers Insurance
Vicky Menchaca at Comparion Insurance Agency
San Antonio
SpecialtiesLife & health
Highly Rated
Insurance Navy Brokers
San Antonio
SpecialtiesAuto
CarriersProgressive
Highly Rated
Fidelis Insurance Brokers
San Antonio
SpecialtiesAuto · Commercial
Highly Rated

Insurance in New Braunfels, TX

Hail Risk · High
Flood Risk · High
Wildfire Risk · Medium
Tornado Risk · Medium

General area-level risk indicators based on historical regional weather patterns for this part of Texas — not a property-specific underwriting assessment. Talk to an agent about your address's actual exposure.

When you shop for insurance in New Braunfels, the carrier you choose shapes more than just your premium. Each insurer prices hail damage, flood exposure, and wind differently, and many use percentage-based deductibles that turn a modest storm into a four-figure out-of-pocket bill. Two policies on the same street can differ by thousands of dollars in annual cost and vary sharply in what actually gets paid when you file a claim.

New Braunfels sits squarely in hail alley, with frequent severe storms that crack windshields and punch holes in roofs. Flooding is a persistent threat along the Guadalupe and Comal corridors, yet standard homeowners policies exclude rising water entirely. Add medium wildfire and tornado risk, and you're looking at a layered exposure that no single policy handles on its own. If your current coverage doesn't account for all four, you're carrying more risk than you may realize.

An independent agent compares carriers side by side across your auto, home, and umbrella liability, then flags the gaps before you ever file a claim. They'll show you where flood insurance fits, explain whether your wind deductible resets per storm or per year, and make sure your liability limits align across policies so one weak link doesn't unravel everything else.

Property taxes are rising in New Braunfels

Homeowners could see increases of up to $91 a month—or $1,092 a year—depending on ZIP code.

Estimated using the maximum 10% homestead-cap reappraisal allowed under Texas law — actual changes vary by property and appraisal district, and this isn't a guarantee of what any individual homeowner will see.

Up to $1,092 more every year

You can't control rising property taxes. But reviewing your home and auto insurance could uncover savings that help offset the increase.

Check for Potential Savings →

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Further reading

Home & Property
How to File a Homeowners Insurance Claim in Texas After a Hailstorm
Hail season in Texas produces more homeowners insurance claims than any other weather event. Here's a step-by-step guide to filing correctly — and protecting yourself from common mistakes.
Finding an Agent
Independent Vs. Captive Insurance Agents In Texas: Which Type Is Right For You?
A captive agent sells one carrier's products. An independent agent shops multiple carriers on your behalf. Here's when each makes sense — and the questions to ask before you commit.
Auto
Texas Auto Insurance: What Your Policy Actually Covers — and What It Doesn't
A complete 2026 guide for Texas drivers

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