HOUSTON METRO · SPRING, TX

Independent Insurance Agents Serving Spring, TX

3967 licensed insurance agents serving Spring and surrounding areas. Compare independent insurance agencies serving Spring and the surrounding Houston Metro area, TX.

Showing 3967 advisors in Spring

First Colony
Sugar Land
SpecialtiesAuto · Home · Commercial
Hamann Insurance Group
Katy
SpecialtiesHome · Commercial
Adam Bryant Insurance Agency
Adam Bryant·Galveston
1 years in business
SpecialtiesHome · Renters
CarriersGoosehead
PASCHAL INSURANCE AGENCY
Houston
42 years in business
SpecialtiesAuto · Home
First Community Credit Union
Houston
SpecialtiesFinance
Vista Agency
Houston
SpecialtiesAuto
TexIns Agency
Houston
SpecialtiesAuto · Home
Charter Title Company
Houston
Southwestern Regional Insurance
Son Pham·Houston
SpecialtiesLife & health · Home, auto & property
Wealth Benefit Advisors
Houston
SpecialtiesCommercial

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Ray Arnold & Associates
Ray Arnold·Conroe
SpecialtiesHome, auto & property
Justin Robert
Humble
SpecialtiesHome, auto & property
Reliable Insurance Managers
Katy
SpecialtiesAuto · Home
Amica Mutual Insurance Company
Sugar Land
SpecialtiesAuto · Home
CarriersAmica Insurance
Priority Title
Houston
SpecialtiesHome
Gulf Coast Claims Services-Houston
Houston
SpecialtiesHome
AA/Assurance Agency
Houston
SpecialtiesAuto
Crown Title Company of Houston
Houston
SpecialtiesHome
Employee Benefits Systems
Houston
SpecialtiesHealth
Baker Hughes Federal Credit Union
Houston
SpecialtiesAuto

Insurance in Spring, TX

Hail Risk · High
Flood Risk · High
Wildfire Risk · Low
Tornado Risk · Medium

General area-level risk indicators based on historical regional weather patterns for this part of Texas — not a property-specific underwriting assessment. Talk to an agent about your address's actual exposure.

When you compare quotes in Texas, you're not just looking at price—you're looking at how each carrier defines what's actually covered. One insurer might use a two-percent wind and hail deductible while another sets it at five percent of your dwelling value, and those percentage points translate to thousands of dollars out of pocket after a storm. The exclusions buried in your policy matter just as much as the premium you pay every month.

Spring sits squarely in a corridor where hail, flooding, tornadoes, and hurricanes all pose real threats to your home and vehicles. Standard homeowners policies won't cover flood damage at all, and a single hailstorm can leave you facing a steep percentage-based deductible if you haven't compared how different carriers structure wind coverage. What looks like solid protection on paper can unravel quickly when multiple perils converge in a single season.

An independent agent in Spring can lay your auto, home, and umbrella policies side by side, showing you exactly where one carrier's flood exclusion creates a gap and another's liability limits fall short if someone is seriously injured on your property. They flag the details—like whether your auto policy covers hail damage with comprehensive or whether you need a separate flood policy—before you're scrambling during a claim.

Property taxes are rising in Spring

Homeowners could see increases of up to $50 a month—or $600 a year—depending on ZIP code.

Estimated using the maximum 10% homestead-cap reappraisal allowed under Texas law — actual changes vary by property and appraisal district, and this isn't a guarantee of what any individual homeowner will see.

Up to $600 more every year

You can't control rising property taxes. But reviewing your home and auto insurance could uncover savings that help offset the increase.

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Further reading

Home & Property
Home and Auto Bundle Discounts in Texas: Is It Actually Worth It?
Bundling home and auto insurance with one carrier is one of the most commonly recommended ways to save money. Here's when it works, when it doesn't, and how to find out which situation you're in.
Finding an Agent
How Insurance Agents Get Paid — and What That Means for the Advice You're Getting
Most people have no idea how their insurance agent is compensated. Understanding it doesn't mean distrusting your agent — it means being a more informed consumer.
Auto
Why Texas Has One Of The Highest Uninsured Driver Rates in The Country — And What It Means For Your Policy
About one in five Texas drivers has no auto insurance. Here's why that number is so stubbornly high, and what it means for everyone else on the road.

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Frequently asked questions