HOUSTON METRO · SPRING, TX

Independent Insurance Agents Serving Spring, TX

3967 licensed insurance agents serving Spring and surrounding areas. Compare independent insurance agencies serving Spring and the surrounding Houston Metro area, TX.

Showing 3967 advisors in Spring

Coverage NOW Insurance Agency
Houston
SpecialtiesLife & health · Home, auto & property
Hobock Family Limited Partnership
Houston
Which Smith IS IT
Houston
SpecialtiesLife & health
IMD Insurance & Financial Services
Houston
SpecialtiesLife & health · Home, auto & property
Gabnic Group
Houston
SpecialtiesLife & health
Saints Interest Inc
Houston
SpecialtiesHome, auto & property
Universal AUTO Insurance Service
Houston
Cun Insurance
Clifford Nwosu·Houston
18 years in business
SpecialtiesLife & health
EARL Collins
Houston
J & I LAZO
Houston
SpecialtiesHome, auto & property

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Serene Insurance Agency
Houston
SpecialtiesHome, auto & property
Martin, Pittman, Parchment & Bruce
Houston
SpecialtiesLife & health
PDH Title Services
Houston
Presidential Insurance Services
Houston
Protecon
Houston
SpecialtiesLife & health
Steadfast Insurance Solutions
Houston
SpecialtiesLife & health
RMA Solutions
Houston
SpecialtiesHome, auto & property
OUR Insurance Group
Houston
SpecialtiesHome, auto & property
Pointer Insurance Agency
Houston
SpecialtiesHome, auto & property
Mitgo Insurance Agency
Houston
SpecialtiesHome, auto & property

Insurance in Spring, TX

Hail Risk · High
Flood Risk · High
Wildfire Risk · Low
Tornado Risk · Medium

General area-level risk indicators based on historical regional weather patterns for this part of Texas — not a property-specific underwriting assessment. Talk to an agent about your address's actual exposure.

When you compare quotes in Texas, you're not just looking at price—you're looking at how each carrier defines what's actually covered. One insurer might use a two-percent wind and hail deductible while another sets it at five percent of your dwelling value, and those percentage points translate to thousands of dollars out of pocket after a storm. The exclusions buried in your policy matter just as much as the premium you pay every month.

Spring sits squarely in a corridor where hail, flooding, tornadoes, and hurricanes all pose real threats to your home and vehicles. Standard homeowners policies won't cover flood damage at all, and a single hailstorm can leave you facing a steep percentage-based deductible if you haven't compared how different carriers structure wind coverage. What looks like solid protection on paper can unravel quickly when multiple perils converge in a single season.

An independent agent in Spring can lay your auto, home, and umbrella policies side by side, showing you exactly where one carrier's flood exclusion creates a gap and another's liability limits fall short if someone is seriously injured on your property. They flag the details—like whether your auto policy covers hail damage with comprehensive or whether you need a separate flood policy—before you're scrambling during a claim.

Property taxes are rising in Spring

Homeowners could see increases of up to $50 a month—or $600 a year—depending on ZIP code.

Estimated using the maximum 10% homestead-cap reappraisal allowed under Texas law — actual changes vary by property and appraisal district, and this isn't a guarantee of what any individual homeowner will see.

Up to $600 more every year

You can't control rising property taxes. But reviewing your home and auto insurance could uncover savings that help offset the increase.

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Further reading

Home & Property
Does a New Roof Lower Home Insurance in Texas? Here's What to Expect
A new roof is one of the most impactful property improvements you can make for insurance purposes in Texas. Here's exactly what it does to your premium — and what it doesn't.
Finding an Agent
Independent Vs. Captive Insurance Agents In Texas: Which Type Is Right For You?
A captive agent sells one carrier's products. An independent agent shops multiple carriers on your behalf. Here's when each makes sense — and the questions to ask before you commit.
Auto
What to Do If Your Car Is Totaled in Texas
Your insurer just told your car is a total loss. Here's what that means, what happens next, and how to make sure you get a fair settlement.

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