MIDLAND-ODESSA METRO · BIG SPRING, TX

Independent Insurance Agents Serving Big Spring, TX

187 licensed insurance agents serving Big Spring and surrounding areas. Compare independent insurance agencies serving Big Spring and the surrounding Midland Odessa Metro area, TX.

Showing 187 advisors in Big Spring

Nationwide Insurance: Sawyer & Associates Insurance Agency
Travis Sawyer·Monahans
20 years in business
CarriersNationwide · Acuity · Germania · Liberty Mutual+ 2 more
Farmers Insurance - Lisa Massey
Lisa Renee Massey·Midland
SpecialtiesHome, auto & property
CarriersFarmers Insurance
MCNERLIN INSURANCE AGENCY
Midland
SpecialtiesAuto · Home
Jcbweaver3
Cortney Taylor Weaver·Odessa
SpecialtiesLife & health · Home, auto & property
CarriersFarmers Insurance

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Laura EDGE Insurance
Midland
SpecialtiesLife & health
Midkiff Farmers Cooperative
Midkiff
Newkaiser
Odessa

Insurance in Big Spring, TX

Hail Risk · Medium
Flood Risk · Low
Wildfire Risk · Low
Tornado Risk · Medium

General area-level risk indicators based on historical regional weather patterns for this part of Texas — not a property-specific underwriting assessment. Talk to an agent about your address's actual exposure.

Your home and car premiums in Texas aren't set by a single formula—each carrier builds its own model for local risk, chooses its own deductible structures, and writes its own exclusions. That means two policies covering the same Big Spring address can differ sharply in both price and what actually triggers a payout when you file a claim.

Big Spring sits in an area with medium hail risk and medium tornado risk, so wind and hail deductibles often appear as a percentage of your dwelling coverage rather than a flat dollar amount. A storm that cracks your roof or shatters windows can leave you responsible for one, two, or even five percent of your home's insured value before the carrier pays a dime, and that percentage varies widely depending on which company you choose.

An independent agent compares those carrier differences side by side—auto liability limits, homeowners deductibles, and umbrella requirements—so you see the trade‑offs in one conversation. They also flag the gaps that only surface at claim time, like flood exclusions or the underlying liability minimums an umbrella policy demands, giving you a complete picture of how your coverage actually works together across every policy you carry.

Property taxes are rising in Big Spring

Homeowners could see increases of up to $23 a month—or $276 a year—depending on ZIP code.

Estimated using the maximum 10% homestead-cap reappraisal allowed under Texas law — actual changes vary by property and appraisal district, and this isn't a guarantee of what any individual homeowner will see.

Up to $276 more every year

You can't control rising property taxes. But reviewing your home and auto insurance could uncover savings that help offset the increase.

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Further reading

Finding an Agent
The Difference Between an Agent Who Sells Insurance and an Advisor Who Understands It
Both will write you a policy. Only one will make sure it actually protects you.
Home & Property
What Happens to Your Home Insurance After a Major Weather Event in Texas
Filing a claim after a storm is only the beginning. Here's what the process actually looks like — and what to watch for to make sure you get a fair outcome.
Auto
If You Have Teenage Drivers in Your House, Read This Before Your Next Renewal
Adding a teen driver to your auto policy is one of the most significant insurance events a family faces. Most parents underestimate what it means — for their premium and for their liability exposure.

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