LUBBOCK METRO · BROWNFIELD, TX

Independent Insurance Agents Serving Brownfield, TX

249 licensed insurance agents serving Brownfield and surrounding areas. Compare independent insurance agencies serving Brownfield and the surrounding Lubbock Metro area, TX.

Showing 249 advisors in Brownfield

Farmers Insurance - Stan Cribbs
Lubbock
SpecialtiesLife & health · Home, auto & property
Farmers Insurance - William Smith Agency
Lubbock
SpecialtiesAuto · Home
CarriersFarmers Insurance
Todd Hyden: Allstate Insurance
Lubbock
SpecialtiesAuto · Home
CarriersAllstate
Rebecca Egert - State Farm Insurance Agent
Lubbock
SpecialtiesAuto · Home
CarriersState Farm
Russell Donaway Insurance Services LLC: Allstate Insurance
Lubbock
SpecialtiesAuto

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Keith Roberts - GEICO Insurance Agent
Lubbock
SpecialtiesAuto · Renters
Farmers Insurance - Terry Powers
Lubbock
SpecialtiesAuto · Home
CarriersAllState · Farmers
Farmers Insurance - Jules Minne
Lubbock
SpecialtiesAuto · Commercial
CarriersFarmers
Farmers Insurance - Gary Hatchett
Lubbock
SpecialtiesHome · Auto

Insurance in Brownfield, TX

Hail Risk · Medium
Flood Risk · Low
Wildfire Risk · Low
Tornado Risk · Medium

General area-level risk indicators based on historical regional weather patterns for this part of Texas — not a property-specific underwriting assessment. Talk to an agent about your address's actual exposure.

Your home and auto premiums in Texas aren't set by a single formula—each carrier prices the same Brownfield address differently based on how it models local risk, structures deductibles, and writes exclusions. That means two policies covering your property can look identical at a glance but diverge sharply when a claim arrives, especially if one uses a percentage-based wind and hail deductible and the other a flat dollar amount.

Brownfield sits in an area with medium hail risk and medium tornado risk, and those hazards show up directly in how insurers price wind coverage and set deductible floors. A severe hailstorm can shred a roof in minutes, and if your policy carries a two-percent wind deductible on a modest home value, you may owe several thousand dollars out of pocket before coverage kicks in. Knowing which carrier offers the most favorable deductible structure for your situation—and whether you need separate windstorm endorsements—makes a tangible difference when the sky turns green.

An independent agent walks you through auto, home, and liability side by side, comparing not just price but the fine print across multiple carriers at once. They flag the gaps that matter in Brownfield—flood exclusions standard on homeowners policies, underlying liability limits required before an umbrella applies—so you're not discovering a coverage hole the day you file a claim.

Property taxes are rising in Brownfield

Homeowners could see increases of up to $22 a month—or $264 a year—depending on ZIP code.

Estimated using the maximum 10% homestead-cap reappraisal allowed under Texas law — actual changes vary by property and appraisal district, and this isn't a guarantee of what any individual homeowner will see.

Up to $264 more every year

You can't control rising property taxes. But reviewing your home and auto insurance could uncover savings that help offset the increase.

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Further reading

Finding an Agent
How to Tell If Your Insurance Agent Is Actually Working for You — or Just Selling to You
Most insurance agents are genuinely trying to help their clients. A few markers can tell you quickly which kind you're working with.
Home & Property
Home and Auto Bundle Discounts in Texas: Is It Actually Worth It?
Bundling home and auto insurance with one carrier is one of the most commonly recommended ways to save money. Here's when it works, when it doesn't, and how to find out which situation you're in.
Auto
Texas Auto Insurance: What Your Policy Actually Covers — and What It Doesn't
A complete 2026 guide for Texas drivers

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