Which agencies serve Cross Roads, TX?

The agencies listed here are independent insurance agencies serving Cross Roads and the surrounding Dallas Metro area, Texas. Each listing shows the agency address, carriers, specialties, and licensing so Cross Roads residents can compare advisors before choosing who to contact.

What does an independent insurance agent do?

An independent agent represents multiple insurance companies — not just one. That means they can compare rates and coverage options across carriers to find the best fit for your situation, rather than being limited to a single company's products.

How do I choose an insurance agent in Cross Roads, TX?

Start by looking for a licensed independent agent who works with multiple carriers. Check that they hold an active Texas Department of Insurance license, and look for agents who specialize in the coverage types you need — home, auto, life, or commercial.

What insurance do Texas homeowners typically need?

Most Texas homeowners carry a standard HO-3 policy covering the structure, personal property, and liability. Depending on your location, you may also need separate flood insurance (not included in standard policies) and should review your windstorm and hail coverage limits carefully.

What is the minimum auto insurance required in Texas?

Texas requires minimum liability coverage of 30/60/25 — $30,000 per person for bodily injury, $60,000 per accident, and $25,000 for property damage. Most drivers benefit from higher limits and adding uninsured motorist coverage.

How do I file a complaint against an insurance agent in Texas?

You can file a complaint directly with the Texas Department of Insurance at tdi.texas.gov. TDI regulates all licensed agents and agencies in Texas and investigates consumer complaints.

DALLAS METRO · CROSS ROADS, TX

Independent Insurance Agents Serving Cross Roads, TX

3554 licensed insurance agents serving Cross Roads and surrounding areas. Compare independent insurance agencies serving Cross Roads and the surrounding Dallas Metro area, TX.

Coverage

Showing 3554 advisors in Cross Roads

Featured advisors

Premier AdvisorIndependent

Safe Hands Insurance Services

Cedar Hill

SpecialtiesHealth · Medicare · Life

Highly RatedView Profile →

Premier AdvisorIndependent

Marble Falls Insurance Agency

Kimberley Flores·Princeton

SpecialtiesAuto · Home · Commercial · Renters

CarriersLiberty Mutual · Safeco · Progressive

View Profile →

Premier AdvisorIndependent

Insurigo Insurance Agency

Plano

SpecialtiesHealth · Auto · Commercial

Highly RatedView Profile →

Premier AdvisorIndependent

Royalty Insurance

Lewisville

SpecialtiesAuto · Home

Highly RatedView Profile →

Premier AdvisorIndependent

Texas Independent Insurance Group

Ryan Richardson·Allen

SpecialtiesAuto · Home · Life · Commercial+ 3 more

CarriersTravelers · Progressive · Safeco · Liberty Mutual · +2 more

Highly RatedView Profile →

Premier AdvisorIndependent

Basha Insurance Agency

Richardson

5 years in business

SpecialtiesAuto Insurance · Home Insurance · Commercial Auto Insurance · Motorcycle Insurance+ 5 more

CarriersProgressive · Geico · National General

Highly RatedView Profile →

Premier AdvisorIndependent

Princeton Insurance

Dallas

SpecialtiesPersonal Auto Insurance · Homeowners Insurance · Life Insurance · Renters Insurance+ 20 more

CarriersFarmers · GEICO · Mercury Insurance · Progressive · +6 more

Highly RatedView Profile →

Area at a glance · Cross Roads

HailMedium

FloodLow

HurricaneLow

WildfireLow

TornadoMedium

Area-level indicators, not a property-specific assessment.

Full Cross Roads insurance guide →

Hail Medium · Flood Low · Hurricane Low · Wildfire Low · Tornado Medium

Area at a glance · Cross Roads

HailMedium

FloodLow

HurricaneLow

WildfireLow

TornadoMedium

Area-level indicators, not a property-specific assessment.

Full Cross Roads insurance guide →

All advisors

1–40 of 3,547

The Benefits BossIndependentAllenHealth · Medicare—View profile OlunnaIndependentDallasHealth—View profile Mauceri Bynum InsuranceIndependentMckinneyAuto · Home—View profile Custom Health PlansIndependentPlanoHealth—View profile Padilla Insurance Agency & NotaryIndependentDallasHome, auto & property—View profile

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Independent Insurance Agents Serving Cross Roads, TX

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Further reading

Independent Vs. Captive Insurance Agents In Texas: Which Type Is Right For You?

What Texas Homeowners Need to Know Before Hurricane Season

What Happens When You're at Fault in a Serious Texas Car Accident and Your Policy Limit Isn't Enough

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Frequently asked questions

Independent Insurance Agents Serving Cross Roads, TX

All advisors

See if your insurance still makes sense

Further reading

Independent Vs. Captive Insurance Agents In Texas: Which Type Is Right For You?

What Texas Homeowners Need to Know Before Hurricane Season

What Happens When You're at Fault in a Serious Texas Car Accident and Your Policy Limit Isn't Enough

Related searches in Cross Roads, TX

Also in the Dallas Metro

Popular Texas cities

Frequently asked questions

Which agencies are located in Cross Roads, TX?

What does an independent insurance agent do?

How do I choose an insurance agent in Cross Roads, TX?

What insurance do Texas homeowners typically need?

What is the minimum auto insurance required in Texas?

How do I file a complaint against an insurance agent in Texas?