AUSTIN METRO · LAKEWAY, TX

Independent Insurance Agents Serving Lakeway, TX

1439 licensed insurance agents serving Lakeway and surrounding areas. Compare independent insurance agencies serving Lakeway and the surrounding Austin Metro area, TX.

Showing 1439 advisors in Lakeway

BIG | Baker Insurance Group
Austin
SpecialtiesAuto · Home
Highly Rated
Carter's Insurance Agency
Yoakum
SpecialtiesAuto · Home
Highly Rated
D&M Insurance Agency
Austin
SpecialtiesAuto · Commercial
Highly Rated
Paga-Menos Insurance Group
John Henry·Austin
6 years in business
SpecialtiesAuto
Mirkes Insurance Solutions
Adam Mirkes·Liberty Hill
SpecialtiesAuto · Home · Rate comparison
Carriers18+ carriers compared per client
Highly Rated
Texas Medical Plans
Susan Myers & Courtney Myers Mecklenburg·Wimberley
40 years in business
SpecialtiesMedicare · Health
CarriersBlue Cross Blue Shield of Texas · Humana · Cigna · Aetna+ 1 more
Highly Rated
Medicare Info Hub: Phillip Gunter
Phillip Gunter·Round Rock
SpecialtiesMedicare
Highly Rated
Austin Health Insurance Experts
Austin
SpecialtiesHealth
Highly Rated
Isenhour Insurance Solutions
Susan Isenhour·Georgetown
SpecialtiesMedicare · Health
Highly Rated
Schultze Agency
Jeffrey & Jamie Schultze·Liberty Hill
SpecialtiesHome · Auto · Community-focused · Policy reviews
CarriersFarmers · Multiple
Highly Rated

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Rollo Insurance
Pflugerville
SpecialtiesAuto · Home · Commercial
Highly Rated
Ez-Way insurance agency
Luz Rivas·Austin
SpecialtiesAuto
Highly Rated
Bruce Germer Insurance Agency
Lockhart
SpecialtiesAuto · Home
CarriersBruce Germer Insurance · Germania Insurance
Highly Rated
Hanson Insurance
Emily Hanson·Liberty Hill
SpecialtiesMedicare · Health
CarriersUHC (AARP) · Humana · Aetna
Highly Rated
Patino Independent Insurance Agency
Austin
SpecialtiesLife & health · Home, auto & property
Highly Rated
Rollo Insurance - Bastrop
Remington McDermott·Bastrop
37 years in business
SpecialtiesHome Insurance · Auto Insurance · Commercial Insurance · Farm & Ranch Insurance+ 1 more
Carriers200+ carriers
Highly Rated
Goosehead Insurance - Dwayne Wells
Dwayne Wells·Georgetown
SpecialtiesAuto
CarriersOver 25 of the most reputable A rated national and regional carriers
Highly Rated
Ugarte Insurance Agency
Yaneli Ugarte·Coupland
23 years in business
SpecialtiesAuto
CarriersCommercial Auto · Home Insurance · Surety Bonds
Highly Rated
Insurance4Dallas
Austin
SpecialtiesHealth
Highly Rated
Bee Cave Insurance Agency
Bee Cave
SpecialtiesAuto · Home · Renters
Highly Rated

Insurance in Lakeway, TX

Hail Risk · Medium
Flood Risk · Low
Wildfire Risk · Low
Tornado Risk · Medium

General area-level risk indicators based on historical regional weather patterns for this part of Texas — not a property-specific underwriting assessment. Talk to an agent about your address's actual exposure.

Your home and car premiums in Texas aren't set by a single formula—each carrier builds its own model for what risk looks like at your address, which means two policies covering the same Lakeway property can differ by hundreds of dollars and still leave different gaps. The deductible structure matters just as much: many Texas homeowners policies use a percentage of dwelling value for wind and hail rather than a flat dollar amount, so a 2% deductible on a $500,000 home means you're covering the first $10,000 of storm damage yourself.

Lakeway sits in an area with medium hail risk and medium tornado risk, and those perils show up in how carriers price wind coverage and set those percentage deductibles. A severe hailstorm can shred a roof in minutes, and if your deductible is higher than you realized or your policy excludes certain wind-driven damage, you may face a large out-of-pocket bill when you file.

An independent agent in Lakeway compares how different carriers handle your auto, homeowners, and umbrella liability as a package, not three separate transactions. They'll walk you through whether flood coverage belongs in the picture, confirm your liability limits actually protect your assets, and catch exclusions—like surface water or cosmetic hail damage—before a claim forces you to read the fine print under pressure.

Property taxes are rising in Lakeway

Homeowners could see increases of up to $78 a month—or $936 a year—depending on ZIP code.

Estimated using the maximum 10% homestead-cap reappraisal allowed under Texas law — actual changes vary by property and appraisal district, and this isn't a guarantee of what any individual homeowner will see.

Up to $936 more every year

You can't control rising property taxes. But reviewing your home and auto insurance could uncover savings that help offset the increase.

Check for Potential Savings →

Free 4-minute review. No obligation.

Further reading

Finding an Agent
The Difference Between an Agent Who Sells Insurance and an Advisor Who Understands It
Both will write you a policy. Only one will make sure it actually protects you.
Home & Property
Actual Cash Value vs. Replacement Cost: the Texas hail season trap most homeowners don't see coming
After a hail claim, many Texans discover their payout covers what their roof was worth — not what it costs to replace. The difference can be tens of thousands of dollars.
Auto
What to Do When You Can't Afford Car Insurance in Texas
Auto insurance is legally required in Texas. But for some drivers, the cost creates a genuine financial hardship. Here's what to know — and what options exist — before you make a decision that creates

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