SAN ANTONIO METRO · NEW BRAUNFELS, TX

Independent Insurance Agents Serving New Braunfels, TX

1220 licensed insurance agents serving New Braunfels and surrounding areas. Compare independent insurance agencies serving New Braunfels and the surrounding San Antonio Metro area, TX.

Showing 1220 advisors in New Braunfels

Olive Branch Brokerage
Helotes
SpecialtiesAuto · Home
CarriersGermania Insurance · Nationwide · Liberty Mutual
Highly Rated
David Ison Insurance
San Antonio
SpecialtiesCommercial · Auto · Home
Highly Rated
Meadows Insurance Agency San Marcos
San Marcos
SpecialtiesAuto · Home · Renters
Highly Rated
SureCover Insurance Agency
San Antonio
SpecialtiesAuto · Home
Highly Rated
Faith Alliance Insurance
San Antonio
SpecialtiesAuto · Health
Righteous Group
James Garcia·Helotes
1 years in business
SpecialtiesAuto · Home · Health · Business+ 6 more
CarriersNew York Life Insurance Company
HABY Insurance Agency
Reagan Haby-Rogiers·Helotes
SpecialtiesAuto · Home · Renters
CarriersGermania · Catholic Life · Foremost · Insurors Indemnity+ 6 more
Lopez Vargas Life Health & Benefits
San Antonio
SpecialtiesLife · Health
Hankinson Agency
San Antonio
SpecialtiesAuto · Home
Quirk & Company
San Antonio

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The Insurance Solutions Experts
San Antonio
SpecialtiesHealth · Medicare
Highly Rated
Village Insurance Agency
Murray J. Hacker Jr.·Helotes
62 years in business
SpecialtiesAuto · Home · Commercial
CarriersBristol West Insurance Company · Builders & Tradesmen's Insurance · Burns & Wilcox · Francis L. Dean & Associates+ 19 more
Highly Rated
McLoughlin Insurance Services
San Antonio
SpecialtiesAuto · Home
Highly Rated
Davison Insurance Agency
Boerne
SpecialtiesAuto · Home
Highly Rated
Dunn Insurance Agency
San Antonio
SpecialtiesAuto · Home · Commercial
Highly Rated
Insurance Agency of San Marcos
San Marcos
SpecialtiesAuto · Home · Commercial
Highly Rated
Inszone Insurance Services
San Antonio
SpecialtiesAuto · Home · Commercial
Highly Rated
Insurance One Agency
San Antonio
SpecialtiesHome · Commercial
Highly Rated
Independent Insurance Center
San Antonio
SpecialtiesAuto · Home
Highly Rated
A R M Insurance Agency
Mary Rodriguez·San Antonio
19 years in business
SpecialtiesAuto · Home · Commercial

Insurance in New Braunfels, TX

Hail Risk · High
Flood Risk · High
Wildfire Risk · Medium
Tornado Risk · Medium

General area-level risk indicators based on historical regional weather patterns for this part of Texas — not a property-specific underwriting assessment. Talk to an agent about your address's actual exposure.

When you shop for insurance in New Braunfels, the carrier you choose shapes more than just your premium. Each insurer prices hail damage, flood exposure, and wind differently, and many use percentage-based deductibles that turn a modest storm into a four-figure out-of-pocket bill. Two policies on the same street can differ by thousands of dollars in annual cost and vary sharply in what actually gets paid when you file a claim.

New Braunfels sits squarely in hail alley, with frequent severe storms that crack windshields and punch holes in roofs. Flooding is a persistent threat along the Guadalupe and Comal corridors, yet standard homeowners policies exclude rising water entirely. Add medium wildfire and tornado risk, and you're looking at a layered exposure that no single policy handles on its own. If your current coverage doesn't account for all four, you're carrying more risk than you may realize.

An independent agent compares carriers side by side across your auto, home, and umbrella liability, then flags the gaps before you ever file a claim. They'll show you where flood insurance fits, explain whether your wind deductible resets per storm or per year, and make sure your liability limits align across policies so one weak link doesn't unravel everything else.

Property taxes are rising in New Braunfels

Homeowners could see increases of up to $91 a month—or $1,092 a year—depending on ZIP code.

Estimated using the maximum 10% homestead-cap reappraisal allowed under Texas law — actual changes vary by property and appraisal district, and this isn't a guarantee of what any individual homeowner will see.

Up to $1,092 more every year

You can't control rising property taxes. But reviewing your home and auto insurance could uncover savings that help offset the increase.

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Further reading

Home & Property
Winter Storm Uri Changed Everything About Home Insurance in Texas — Here's What to Know
The February 2021 freeze was one of the most expensive weather events in Texas history. Here's what it revealed about home insurance coverage — and what Texas homeowners should understand going into f
Finding an Agent
The Difference Between an Agent Who Sells Insurance and an Advisor Who Understands It
Both will write you a policy. Only one will make sure it actually protects you.
Auto
Why Your Credit Score Affects Your Car Insurance Rate in Texas — and What to Do About It
Most Texas drivers don't know their credit score influences their auto insurance premium. Here's how it works, why insurers use it, and what you can realistically do about it.

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