SAN ANTONIO METRO · NEW BRAUNFELS, TX

Independent Insurance Agents Serving New Braunfels, TX

1220 licensed insurance agents serving New Braunfels and surrounding areas. Compare independent insurance agencies serving New Braunfels and the surrounding San Antonio Metro area, TX.

Showing 1220 advisors in New Braunfels

Preserve Title Company
RBFCU Services LLC·Universal City
24 years in business
Shobe Investments
Universal City
Stone Insurance Services
Universal City
SpecialtiesLife & health · Home, auto & property
Corridor Adjusting
Universal City
Derrick Jones & Company
Universal City
SpecialtiesLife & health
Rbfcu Insurance Agency
Universal City
SpecialtiesLife & health · Home, auto & property
THE LANE Financial Group
Universal City
SpecialtiesLife & health
Elevate Benefit Solutions
Boerne
SpecialtiesLife & health
THE Hunter Agency
Boerne
SpecialtiesLife & health · Home, auto & property
Mcnett
Bulverde
SpecialtiesHome, auto & property

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South Texas Insurance Services
Bulverde
SpecialtiesHome, auto & property
River OAK LIFE Insurance Service
Bulverde
SpecialtiesLife & health
LONE STAR Direct Insurance Agency
Bulverde
SpecialtiesLife & health · Home, auto & property
River OAK LIFE Insurance Service
Bulverde
SpecialtiesLife & health
Joshua Management
Bulverde
Freedom Ventures Storage
Bulverde
Complete CARE Insurance Group
Castroville
SpecialtiesLife & health
North PARK Castroville Motors
Castroville
Janoe Properties
Cibolo
R.Tackett Insurance Agency
Cibolo
SpecialtiesLife & health · Home, auto & property

Insurance in New Braunfels, TX

Hail Risk · High
Flood Risk · High
Wildfire Risk · Medium
Tornado Risk · Medium

General area-level risk indicators based on historical regional weather patterns for this part of Texas — not a property-specific underwriting assessment. Talk to an agent about your address's actual exposure.

When you shop for insurance in New Braunfels, the carrier you choose shapes more than just your premium. Each insurer prices hail damage, flood exposure, and wind differently, and many use percentage-based deductibles that turn a modest storm into a four-figure out-of-pocket bill. Two policies on the same street can differ by thousands of dollars in annual cost and vary sharply in what actually gets paid when you file a claim.

New Braunfels sits squarely in hail alley, with frequent severe storms that crack windshields and punch holes in roofs. Flooding is a persistent threat along the Guadalupe and Comal corridors, yet standard homeowners policies exclude rising water entirely. Add medium wildfire and tornado risk, and you're looking at a layered exposure that no single policy handles on its own. If your current coverage doesn't account for all four, you're carrying more risk than you may realize.

An independent agent compares carriers side by side across your auto, home, and umbrella liability, then flags the gaps before you ever file a claim. They'll show you where flood insurance fits, explain whether your wind deductible resets per storm or per year, and make sure your liability limits align across policies so one weak link doesn't unravel everything else.

Property taxes are rising in New Braunfels

Homeowners could see increases of up to $91 a month—or $1,092 a year—depending on ZIP code.

Estimated using the maximum 10% homestead-cap reappraisal allowed under Texas law — actual changes vary by property and appraisal district, and this isn't a guarantee of what any individual homeowner will see.

Up to $1,092 more every year

You can't control rising property taxes. But reviewing your home and auto insurance could uncover savings that help offset the increase.

Check for Potential Savings →

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Further reading

Home & Property
How to Lower Your Home Insurance in Texas: What Actually Works
Texas homeowners pay some of the highest home insurance premiums in the country. Here's what genuinely reduces your rate — and what makes only a marginal difference.
Finding an Agent
How to Tell If Your Insurance Agent Is Actually Working for You — or Just Selling to You
Most insurance agents are genuinely trying to help their clients. A few markers can tell you quickly which kind you're working with.
Auto
What Happens When You're at Fault in a Serious Texas Car Accident and Your Policy Limit Isn't Enough
Most drivers assume their insurance handles everything after an accident. Here's what actually happens when it doesn't — and what that means for everything you've built.

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