SAN ANTONIO METRO · NEW BRAUNFELS, TX

Independent Insurance Agents Serving New Braunfels, TX

1220 licensed insurance agents serving New Braunfels and surrounding areas. Compare independent insurance agencies serving New Braunfels and the surrounding San Antonio Metro area, TX.

Showing 1220 advisors in New Braunfels

Lubnau Gonzalez IA
New Braunfels
SpecialtiesHome, auto & property
Truelife Insurance Brokerage
New Braunfels
SpecialtiesLife & health
Mcvey Insurance Group
New Braunfels
SpecialtiesHome, auto & property
Dominion Insurance Services
New Braunfels
SpecialtiesLife & health
Kahlig Enterprises
New Braunfels
Standard Insurance Agency
New Braunfels
Hoffmann Agency
New Braunfels
SpecialtiesLife & health
WN Insurance Services
New Braunfels
SpecialtiesLife & health · Home, auto & property
Margo KASS Travel
New Braunfels
North American Pinnacle LIFE
New Braunfels
SpecialtiesLife & health

Not sure where to start?

Not sure if your New Braunfels coverage still makes sense?

Take the free 4-minute checkup. We'll match you with the right type of advisor for your specific gaps — then you choose who to talk to.

Free Coverage Review
Penbrooke Holdings
New Braunfels
Silverback Financial
New Braunfels
SpecialtiesLife & health
Rusty Freeman & Associates
New Braunfels
SpecialtiesLife & health
Insured BY FRAN
New Braunfels
SpecialtiesLife & health
JIM D Homewood Insurance Agency
New Braunfels
SpecialtiesLife & health · Home, auto & property
Inline Storage
New Braunfels
My Insurance Group
San Antonio
SpecialtiesAuto · Home
Highly Rated
Medicare Pro
San Antonio
SpecialtiesMedicare
Highly Rated
Texas Medicare Solutions
San Antonio
SpecialtiesMedicare
Highly Rated
Robertson Insurance Group
San Antonio
SpecialtiesAuto · Commercial
Highly Rated

Insurance in New Braunfels, TX

Hail Risk · High
Flood Risk · High
Wildfire Risk · Medium
Tornado Risk · Medium

General area-level risk indicators based on historical regional weather patterns for this part of Texas — not a property-specific underwriting assessment. Talk to an agent about your address's actual exposure.

When you shop for insurance in New Braunfels, the carrier you choose shapes more than just your premium. Each insurer prices hail damage, flood exposure, and wind differently, and many use percentage-based deductibles that turn a modest storm into a four-figure out-of-pocket bill. Two policies on the same street can differ by thousands of dollars in annual cost and vary sharply in what actually gets paid when you file a claim.

New Braunfels sits squarely in hail alley, with frequent severe storms that crack windshields and punch holes in roofs. Flooding is a persistent threat along the Guadalupe and Comal corridors, yet standard homeowners policies exclude rising water entirely. Add medium wildfire and tornado risk, and you're looking at a layered exposure that no single policy handles on its own. If your current coverage doesn't account for all four, you're carrying more risk than you may realize.

An independent agent compares carriers side by side across your auto, home, and umbrella liability, then flags the gaps before you ever file a claim. They'll show you where flood insurance fits, explain whether your wind deductible resets per storm or per year, and make sure your liability limits align across policies so one weak link doesn't unravel everything else.

Property taxes are rising in New Braunfels

Homeowners could see increases of up to $91 a month—or $1,092 a year—depending on ZIP code.

Estimated using the maximum 10% homestead-cap reappraisal allowed under Texas law — actual changes vary by property and appraisal district, and this isn't a guarantee of what any individual homeowner will see.

Up to $1,092 more every year

You can't control rising property taxes. But reviewing your home and auto insurance could uncover savings that help offset the increase.

Check for Potential Savings →

Free 4-minute review. No obligation.

Further reading

Home & Property
The Home Insurance Detail That Could Cost You Tens of Thousands After a Claim
Replacement cost vs. actual cash value — and why the difference matters more than most Texas homeowners realize
Finding an Agent
Independent Vs. Captive Insurance Agents In Texas: Which Type Is Right For You?
A captive agent sells one carrier's products. An independent agent shops multiple carriers on your behalf. Here's when each makes sense — and the questions to ask before you commit.
Auto
Should Your Teen Have Their Own Car Insurance Policy or Stay on Yours in Texas?
It's one of the first insurance decisions families make when a teenager starts driving. Here's how to think through it — and what actually makes financial sense for most Texas families.

Related searches in New Braunfels, TX

Frequently asked questions