HOUSTON METRO · SPRING, TX

Independent Insurance Agents Serving Spring, TX

3967 licensed insurance agents serving Spring and surrounding areas. Compare independent insurance agencies serving Spring and the surrounding Houston Metro area, TX.

Showing 3967 advisors in Spring

Encare
Katy
SpecialtiesLife & health
GEAC Group
Katy
SpecialtiesLife & health · Home, auto & property
TIEX
Katy
SpecialtiesHome, auto & property
FWA Group
Katy
SpecialtiesLife & health · Home, auto & property
AFP Horizon
Katy
29 years in business
SpecialtiesPreneed Insurance · Funeral Home Marketing · Aftercare Programs
Usachas
Katy
SpecialtiesLife & health
Kemah Capital Holding
Kemah
SpecialtiesHome, auto & property
TCB Insurance Group
Kemah
SpecialtiesHome, auto & property
GPS Financial
Kemah
SpecialtiesLife & health
Summit Asset Protection PLLC
Kemah
SpecialtiesLife & health

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Kelley Agency
Kemah
SpecialtiesLife & health
Allthings Senior Consulting
La Marque
SpecialtiesLife & health
Marken RISK Solutions
La Porte
SpecialtiesHome, auto & property
PLG Insurance Agency
La Porte
SpecialtiesHome, auto & property
ILA 1351 Federal Credit Union
La Porte
60 years in business
NK2 Investments
Lake Jackson
SpecialtiesLife & health · Home, auto & property
D. Clark Family Limited Partnership I
Lake Jackson
R L Travis Financial Group
Lake Jackson
SpecialtiesLife & health
Neldal
Lake Jackson
SpecialtiesLife & health
Platt Insurance Agency
Lake Jackson
SpecialtiesLife & health · Home, auto & property

Insurance in Spring, TX

Hail Risk · High
Flood Risk · High
Wildfire Risk · Low
Tornado Risk · Medium

General area-level risk indicators based on historical regional weather patterns for this part of Texas — not a property-specific underwriting assessment. Talk to an agent about your address's actual exposure.

When you compare quotes in Texas, you're not just looking at price—you're looking at how each carrier defines what's actually covered. One insurer might use a two-percent wind and hail deductible while another sets it at five percent of your dwelling value, and those percentage points translate to thousands of dollars out of pocket after a storm. The exclusions buried in your policy matter just as much as the premium you pay every month.

Spring sits squarely in a corridor where hail, flooding, tornadoes, and hurricanes all pose real threats to your home and vehicles. Standard homeowners policies won't cover flood damage at all, and a single hailstorm can leave you facing a steep percentage-based deductible if you haven't compared how different carriers structure wind coverage. What looks like solid protection on paper can unravel quickly when multiple perils converge in a single season.

An independent agent in Spring can lay your auto, home, and umbrella policies side by side, showing you exactly where one carrier's flood exclusion creates a gap and another's liability limits fall short if someone is seriously injured on your property. They flag the details—like whether your auto policy covers hail damage with comprehensive or whether you need a separate flood policy—before you're scrambling during a claim.

Property taxes are rising in Spring

Homeowners could see increases of up to $50 a month—or $600 a year—depending on ZIP code.

Estimated using the maximum 10% homestead-cap reappraisal allowed under Texas law — actual changes vary by property and appraisal district, and this isn't a guarantee of what any individual homeowner will see.

Up to $600 more every year

You can't control rising property taxes. But reviewing your home and auto insurance could uncover savings that help offset the increase.

Check for Potential Savings →

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Further reading

Home & Property
How to File a Homeowners Insurance Claim in Texas After a Hailstorm
Hail season in Texas produces more homeowners insurance claims than any other weather event. Here's a step-by-step guide to filing correctly — and protecting yourself from common mistakes.
Finding an Agent
How to Tell If Your Insurance Agent Is Actually Working for You — or Just Selling to You
Most insurance agents are genuinely trying to help their clients. A few markers can tell you quickly which kind you're working with.
Auto
Best Auto Insurance for Teenagers in Texas: What Parents Need to Know Before They Buy
Adding a teen driver to your policy is one of the biggest insurance decisions a Texas family makes. Here's how to think through it — and what actually matters when comparing options.

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Frequently asked questions