MIDLAND-ODESSA METRO · BIG SPRING, TX

Independent Insurance Agents Serving Big Spring, TX

150 licensed insurance agents serving Big Spring and surrounding areas. Compare independent insurance agencies serving Big Spring and the surrounding Midland Odessa Metro area, TX.

Showing 150 advisors in Big Spring

MY Community Credit Union
Midland
ONE WAY Agency
Midland
SpecialtiesLife & health · Home, auto & property
Chris Wray - State Farm Insurance Agent
Chris Wray·Odessa
17 years in business
SpecialtiesAuto · Home
CarriersState Farm
Mindy Villalobos Insurance Agency
Odessa
SpecialtiesAuto · Home · Commercial
CarriersFarmers
Nationwide Insurance: Melisa Copeland Strickland
Lisa Copeland-Strickland·Odessa
59 years in business
SpecialtiesAuto
CarriersProgressive · Nationwide · Travelers · Liberty Mutual

Not sure where to start?

Not sure if your Big Spring coverage still makes sense?

Take the free 4-minute checkup. We'll match you with the right type of advisor for your specific gaps — then you choose who to talk to.

Free Coverage Review
Killebrew Insurance
Odessa
SpecialtiesAuto · Home
CarriersProgressive
Nationwide Insurance: Tara Simmons Agency
Tara D Simmons·Odessa
22 years in business
SpecialtiesAuto
Noe Garcia - State Farm Insurance Agent
Noe Garcia·Odessa
19 years in business
SpecialtiesAuto
CarriersState Farm
Newkaiser
Odessa
Jcbweaver3
Cortney Taylor Weaver·Odessa
SpecialtiesLife & health · Home, auto & property
CarriersFarmers Insurance

Insurance in Big Spring, TX

Hail Risk · Medium
Flood Risk · Low
Wildfire Risk · Low
Tornado Risk · Medium

General area-level risk indicators based on historical regional weather patterns for this part of Texas — not a property-specific underwriting assessment. Talk to an agent about your address's actual exposure.

Your home and car premiums in Texas aren't set by a single formula—each carrier builds its own model for local risk, chooses its own deductible structures, and writes its own exclusions. That means two policies covering the same Big Spring address can differ sharply in both price and what actually triggers a payout when you file a claim.

Big Spring sits in an area with medium hail risk and medium tornado risk, so wind and hail deductibles often appear as a percentage of your dwelling coverage rather than a flat dollar amount. A storm that cracks your roof or shatters windows can leave you responsible for one, two, or even five percent of your home's insured value before the carrier pays a dime, and that percentage varies widely depending on which company you choose.

An independent agent compares those carrier differences side by side—auto liability limits, homeowners deductibles, and umbrella requirements—so you see the trade‑offs in one conversation. They also flag the gaps that only surface at claim time, like flood exclusions or the underlying liability minimums an umbrella policy demands, giving you a complete picture of how your coverage actually works together across every policy you carry.

Property taxes are rising in Big Spring

Homeowners could see increases of up to $23 a month—or $276 a year—depending on ZIP code.

Estimated using the maximum 10% homestead-cap reappraisal allowed under Texas law — actual changes vary by property and appraisal district, and this isn't a guarantee of what any individual homeowner will see.

Up to $276 more every year

You can't control rising property taxes. But reviewing your home and auto insurance could uncover savings that help offset the increase.

Check for Potential Savings →

Free 4-minute review. No obligation.

Further reading

Finding an Agent
How to Tell If Your Insurance Agent Is Actually Working for You — or Just Selling to You
Most insurance agents are genuinely trying to help their clients. A few markers can tell you quickly which kind you're working with.
Home & Property
What Texas Homeowners Need to Know About Force-Placed Insurance
Force-placed insurance is one of the most expensive and least understood insurance products in the Texas market. Here's what it is, how it happens, and how to avoid it.
Auto
Why Your Texas Auto Insurance Premium Went Up — And Why It's Probably Not Done Yet
It's not just you. Rates across Texas have climbed sharply over the past few years. Here's what's actually driving it — and what you can realistically do about it.

Related searches in Big Spring, TX

Frequently asked questions