SAN ANTONIO METRO · NEW BRAUNFELS, TX

Independent Insurance Agents Serving New Braunfels, TX

1220 licensed insurance agents serving New Braunfels and surrounding areas. Compare independent insurance agencies serving New Braunfels and the surrounding San Antonio Metro area, TX.

Showing 1220 advisors in New Braunfels

Livestock RISK
San Antonio
SpecialtiesHome, auto & property
Cerda Family
San Antonio
SpecialtiesLife & health
A.S.G Preferred Choice
San Antonio
SpecialtiesLife & health
SAFE TREE Retirement Services
San Antonio
SpecialtiesLife & health
Otter Storage Management
San Antonio
Abdrt
San Antonio
SpecialtiesLife & health
KH Title
San Antonio
Mission Insurance
San Antonio
SpecialtiesHome, auto & property
Beyond Pivot
San Antonio
SpecialtiesLife & health · Home, auto & property
BSS Familly
San Antonio
SpecialtiesHome, auto & property

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Mirabito-Gresham OF Texas
San Antonio
SpecialtiesHome, auto & property
HPI Keller Storage
San Antonio
Health Services Agency
San Antonio
SpecialtiesLife & health · Home, auto & property
GFL & Associates
San Antonio
SpecialtiesLife & health
PAID
San Antonio
SpecialtiesLife & health
Insure Prosperity
San Antonio
SpecialtiesLife & health
Business Financial Group Human Resource Management
San Antonio
SpecialtiesLife & health
Pilcher Insurance Agency
San Antonio
SpecialtiesLife & health
M2 American AUTO Brokers
San Antonio
Dempsey & HALL Insurance Advisors
San Antonio
SpecialtiesLife & health · Home, auto & property

Insurance in New Braunfels, TX

Hail Risk · High
Flood Risk · High
Wildfire Risk · Medium
Tornado Risk · Medium

General area-level risk indicators based on historical regional weather patterns for this part of Texas — not a property-specific underwriting assessment. Talk to an agent about your address's actual exposure.

When you shop for insurance in New Braunfels, the carrier you choose shapes more than just your premium. Each insurer prices hail damage, flood exposure, and wind differently, and many use percentage-based deductibles that turn a modest storm into a four-figure out-of-pocket bill. Two policies on the same street can differ by thousands of dollars in annual cost and vary sharply in what actually gets paid when you file a claim.

New Braunfels sits squarely in hail alley, with frequent severe storms that crack windshields and punch holes in roofs. Flooding is a persistent threat along the Guadalupe and Comal corridors, yet standard homeowners policies exclude rising water entirely. Add medium wildfire and tornado risk, and you're looking at a layered exposure that no single policy handles on its own. If your current coverage doesn't account for all four, you're carrying more risk than you may realize.

An independent agent compares carriers side by side across your auto, home, and umbrella liability, then flags the gaps before you ever file a claim. They'll show you where flood insurance fits, explain whether your wind deductible resets per storm or per year, and make sure your liability limits align across policies so one weak link doesn't unravel everything else.

Property taxes are rising in New Braunfels

Homeowners could see increases of up to $91 a month—or $1,092 a year—depending on ZIP code.

Estimated using the maximum 10% homestead-cap reappraisal allowed under Texas law — actual changes vary by property and appraisal district, and this isn't a guarantee of what any individual homeowner will see.

Up to $1,092 more every year

You can't control rising property taxes. But reviewing your home and auto insurance could uncover savings that help offset the increase.

Check for Potential Savings →

Free 4-minute review. No obligation.

Further reading

Home & Property
Actual Cash Value vs. Replacement Cost: the Texas hail season trap most homeowners don't see coming
After a hail claim, many Texans discover their payout covers what their roof was worth — not what it costs to replace. The difference can be tens of thousands of dollars.
Finding an Agent
The Difference Between an Agent Who Sells Insurance and an Advisor Who Understands It
Both will write you a policy. Only one will make sure it actually protects you.
Auto
Why Texas Has One Of The Highest Uninsured Driver Rates in The Country — And What It Means For Your Policy
About one in five Texas drivers has no auto insurance. Here's why that number is so stubbornly high, and what it means for everyone else on the road.

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