SAN ANTONIO METRO · NEW BRAUNFELS, TX

Independent Insurance Agents Serving New Braunfels, TX

1220 licensed insurance agents serving New Braunfels and surrounding areas. Compare independent insurance agencies serving New Braunfels and the surrounding San Antonio Metro area, TX.

Showing 1220 advisors in New Braunfels

Reliant Advisors & Associates
San Antonio
SpecialtiesLife & health · Home, auto & property
Mpower Street Financial
San Antonio
SpecialtiesLife & health
MS & ASSOCIATES
San Antonio
SpecialtiesLife & health
Capital Insurance Agency of San Antonio
San Antonio
28 years in business
SpecialtiesHome, auto & property
TCS & Associates
San Antonio
SpecialtiesLife & health
8E Multi-Cultural WC
San Antonio
SpecialtiesHome, auto & property
Familyshield Insurance Agency
San Antonio
SpecialtiesHome, auto & property
Insured AND Beyond
San Antonio
SpecialtiesHome, auto & property
Alcantara Insurance Group
San Antonio
SpecialtiesLife & health
Ancira Patriot
San Antonio

Not sure where to start?

Not sure if your New Braunfels coverage still makes sense?

Take the free 4-minute checkup. We'll match you with the right type of advisor for your specific gaps — then you choose who to talk to.

Free Coverage Review
A&G Advisors
San Antonio
SpecialtiesLife & health
Altis
San Antonio
Litmus Holdings
San Antonio
SpecialtiesHome, auto & property
Altis Texas
San Antonio
SpecialtiesHome, auto & property
HPI Blanco Storage
San Antonio
Crescendo Wealth Group
San Antonio
SpecialtiesLife & health
MD Insurance-Agency
San Antonio
SpecialtiesLife & health
Avora Wealth
San Antonio
SpecialtiesLife & health
A&G Brokers Insurance
San Antonio
SpecialtiesLife & health
TX INS
San Antonio
SpecialtiesHome, auto & property

Insurance in New Braunfels, TX

Hail Risk · High
Flood Risk · High
Wildfire Risk · Medium
Tornado Risk · Medium

General area-level risk indicators based on historical regional weather patterns for this part of Texas — not a property-specific underwriting assessment. Talk to an agent about your address's actual exposure.

When you shop for insurance in New Braunfels, the carrier you choose shapes more than just your premium. Each insurer prices hail damage, flood exposure, and wind differently, and many use percentage-based deductibles that turn a modest storm into a four-figure out-of-pocket bill. Two policies on the same street can differ by thousands of dollars in annual cost and vary sharply in what actually gets paid when you file a claim.

New Braunfels sits squarely in hail alley, with frequent severe storms that crack windshields and punch holes in roofs. Flooding is a persistent threat along the Guadalupe and Comal corridors, yet standard homeowners policies exclude rising water entirely. Add medium wildfire and tornado risk, and you're looking at a layered exposure that no single policy handles on its own. If your current coverage doesn't account for all four, you're carrying more risk than you may realize.

An independent agent compares carriers side by side across your auto, home, and umbrella liability, then flags the gaps before you ever file a claim. They'll show you where flood insurance fits, explain whether your wind deductible resets per storm or per year, and make sure your liability limits align across policies so one weak link doesn't unravel everything else.

Property taxes are rising in New Braunfels

Homeowners could see increases of up to $91 a month—or $1,092 a year—depending on ZIP code.

Estimated using the maximum 10% homestead-cap reappraisal allowed under Texas law — actual changes vary by property and appraisal district, and this isn't a guarantee of what any individual homeowner will see.

Up to $1,092 more every year

You can't control rising property taxes. But reviewing your home and auto insurance could uncover savings that help offset the increase.

Check for Potential Savings →

Free 4-minute review. No obligation.

Further reading

Home & Property
Does My Texas Home Insurance Cover Flooding? The Answer Most People Don't Want to Hear
Standard homeowners policies in Texas explicitly exclude flooding. With hurricane season and flash flooding common across the state, this gap leaves thousands of families exposed every year.
Finding an Agent
The Difference Between an Agent Who Sells Insurance and an Advisor Who Understands It
Both will write you a policy. Only one will make sure it actually protects you.
Auto
Texas Auto Insurance: What Your Policy Actually Covers — and What It Doesn't
A complete 2026 guide for Texas drivers

Related searches in New Braunfels, TX

Frequently asked questions