SAN ANTONIO METRO · NEW BRAUNFELS, TX

Independent Insurance Agents Serving New Braunfels, TX

1220 licensed insurance agents serving New Braunfels and surrounding areas. Compare independent insurance agencies serving New Braunfels and the surrounding San Antonio Metro area, TX.

Showing 1220 advisors in New Braunfels

Golden Senior Advisors
San Marcos
SpecialtiesLife & health
SAN Marcos Insurance Agency
San Marcos
SpecialtiesLife & health · Home, auto & property
TME Insurance Agency
San Marcos
SpecialtiesHome, auto & property
Healthconnect
San Marcos
SpecialtiesLife & health
SAN Marcos-AUTO Sales
San Marcos
Covenant Benefits PLLC
San Marcos
SpecialtiesLife & health
IASM
San Marcos
SpecialtiesHome, auto & property
ALL Texas State Insurance
Schertz
SpecialtiesLife & health · Home, auto & property
Wellprotect
Schertz
SpecialtiesLife & health
3009 MINI Realty
Schertz

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Gillman Imports OF Austin
Schertz
Reynoso Agency, PLLC
Schertz
SpecialtiesLife & health · Home, auto & property
Dennis TAX AND Financial Group
Schertz
SpecialtiesLife & health
ON Cloud 9 Enterprises
Schertz
SpecialtiesLife & health
Golden Years Insurance Solutions
Schertz
SpecialtiesLife & health
L4 Consultants
Schertz
SpecialtiesHome, auto & property
THE Rodriguez Insurance Solutions Group
Schertz
SpecialtiesHome, auto & property
WKI
Seguin
SpecialtiesLife & health · Home, auto & property
Dylan Powell
Seguin
SpecialtiesLife & health · Home, auto & property
Harper AUTO Ventures
Seguin

Insurance in New Braunfels, TX

Hail Risk · High
Flood Risk · High
Wildfire Risk · Medium
Tornado Risk · Medium

General area-level risk indicators based on historical regional weather patterns for this part of Texas — not a property-specific underwriting assessment. Talk to an agent about your address's actual exposure.

When you shop for insurance in New Braunfels, the carrier you choose shapes more than just your premium. Each insurer prices hail damage, flood exposure, and wind differently, and many use percentage-based deductibles that turn a modest storm into a four-figure out-of-pocket bill. Two policies on the same street can differ by thousands of dollars in annual cost and vary sharply in what actually gets paid when you file a claim.

New Braunfels sits squarely in hail alley, with frequent severe storms that crack windshields and punch holes in roofs. Flooding is a persistent threat along the Guadalupe and Comal corridors, yet standard homeowners policies exclude rising water entirely. Add medium wildfire and tornado risk, and you're looking at a layered exposure that no single policy handles on its own. If your current coverage doesn't account for all four, you're carrying more risk than you may realize.

An independent agent compares carriers side by side across your auto, home, and umbrella liability, then flags the gaps before you ever file a claim. They'll show you where flood insurance fits, explain whether your wind deductible resets per storm or per year, and make sure your liability limits align across policies so one weak link doesn't unravel everything else.

Property taxes are rising in New Braunfels

Homeowners could see increases of up to $91 a month—or $1,092 a year—depending on ZIP code.

Estimated using the maximum 10% homestead-cap reappraisal allowed under Texas law — actual changes vary by property and appraisal district, and this isn't a guarantee of what any individual homeowner will see.

Up to $1,092 more every year

You can't control rising property taxes. But reviewing your home and auto insurance could uncover savings that help offset the increase.

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Further reading

Home & Property
How to Determine the Age of Your Roof for Insurance Purposes
Insurers ask about your roof age for good reason — and the answer affects your premium, your coverage terms, and your insurability. Here's how to find out what you're working with.
Finding an Agent
The Difference Between an Agent Who Sells Insurance and an Advisor Who Understands It
Both will write you a policy. Only one will make sure it actually protects you.
Auto
What Happens to Your Car Insurance When Your Teen Goes to College in Texas
A teenager heading to college changes your household insurance profile in ways most Texas parents don't fully anticipate. Here's what to review — and what discounts you may be leaving on the table.

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