SAN ANTONIO METRO · NEW BRAUNFELS, TX

Independent Insurance Agents Serving New Braunfels, TX

1220 licensed insurance agents serving New Braunfels and surrounding areas. Compare independent insurance agencies serving New Braunfels and the surrounding San Antonio Metro area, TX.

Showing 1220 advisors in New Braunfels

Pinnacle Capital Management
San Antonio
SpecialtiesHome, auto & property
Lawyers Insurance Group
San Antonio
Falcon Insurance Services
San Antonio
SpecialtiesLife & health · Home, auto & property
Starnes Group
San Antonio
SpecialtiesLife & health · Home, auto & property
Esquenazi Insurance Agency
San Antonio
SpecialtiesLife & health
Schrader-Franklin
San Antonio
THE Insurance Solutions Experts
San Antonio
SpecialtiesLife & health
Catto & Catto Benefits Group
San Antonio
SpecialtiesLife & health
Encinas
San Antonio
SpecialtiesLife & health
Noblr Insurance Services
San Antonio
SpecialtiesHome, auto & property

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HPI Lakeway Storage
San Antonio
Hispanica
San Antonio
SpecialtiesLife & health
G-UP Enterprises
San Antonio
SpecialtiesLife & health · Home, auto & property
L.R.E. Investments
San Antonio
SpecialtiesHome, auto & property
M9 Ventures
San Antonio
Healthy Advantage
San Antonio
SpecialtiesLife & health
Best Way Insurance Agency
San Antonio
SpecialtiesHome, auto & property
Vertac Enterprises
San Marcos
SpecialtiesLife & health · Home, auto & property
Parker & Parker Associates
San Marcos
SpecialtiesLife & health · Home, auto & property
Build A NEW BOX
San Marcos
SpecialtiesHome, auto & property

Insurance in New Braunfels, TX

Hail Risk · High
Flood Risk · High
Wildfire Risk · Medium
Tornado Risk · Medium

General area-level risk indicators based on historical regional weather patterns for this part of Texas — not a property-specific underwriting assessment. Talk to an agent about your address's actual exposure.

When you shop for insurance in New Braunfels, the carrier you choose shapes more than just your premium. Each insurer prices hail damage, flood exposure, and wind differently, and many use percentage-based deductibles that turn a modest storm into a four-figure out-of-pocket bill. Two policies on the same street can differ by thousands of dollars in annual cost and vary sharply in what actually gets paid when you file a claim.

New Braunfels sits squarely in hail alley, with frequent severe storms that crack windshields and punch holes in roofs. Flooding is a persistent threat along the Guadalupe and Comal corridors, yet standard homeowners policies exclude rising water entirely. Add medium wildfire and tornado risk, and you're looking at a layered exposure that no single policy handles on its own. If your current coverage doesn't account for all four, you're carrying more risk than you may realize.

An independent agent compares carriers side by side across your auto, home, and umbrella liability, then flags the gaps before you ever file a claim. They'll show you where flood insurance fits, explain whether your wind deductible resets per storm or per year, and make sure your liability limits align across policies so one weak link doesn't unravel everything else.

Property taxes are rising in New Braunfels

Homeowners could see increases of up to $91 a month—or $1,092 a year—depending on ZIP code.

Estimated using the maximum 10% homestead-cap reappraisal allowed under Texas law — actual changes vary by property and appraisal district, and this isn't a guarantee of what any individual homeowner will see.

Up to $1,092 more every year

You can't control rising property taxes. But reviewing your home and auto insurance could uncover savings that help offset the increase.

Check for Potential Savings →

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Further reading

Home & Property
What Texas Homeowners Need to Know About Force-Placed Insurance
Force-placed insurance is one of the most expensive and least understood insurance products in the Texas market. Here's what it is, how it happens, and how to avoid it.
Finding an Agent
Independent Vs. Captive Insurance Agents In Texas: Which Type Is Right For You?
A captive agent sells one carrier's products. An independent agent shops multiple carriers on your behalf. Here's when each makes sense — and the questions to ask before you commit.
Auto
What Texas Drivers Need to Know About Rental Car Insurance Before They Need It
The rental car counter is not the right place to figure out whether you need insurance. Here's what to know before you get there.

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