SAN ANTONIO METRO · NEW BRAUNFELS, TX

Independent Insurance Agents Serving New Braunfels, TX

1220 licensed insurance agents serving New Braunfels and surrounding areas. Compare independent insurance agencies serving New Braunfels and the surrounding San Antonio Metro area, TX.

Showing 1220 advisors in New Braunfels

HPI Parkside Storage
San Antonio
VIVA CITY
San Antonio
SpecialtiesLife & health
Compass Insurance Group PLLC
San Antonio
SpecialtiesHome, auto & property
Avora Wealth
San Antonio
SpecialtiesLife & health
Palmetto LIFE Group
San Antonio
SpecialtiesLife & health · Home, auto & property
CSC Extra HELP Advisors
San Antonio
SpecialtiesLife & health
Annette Roberts Managing Agency
San Antonio
SpecialtiesLife & health · Home, auto & property
Statera Holdings
San Antonio
SpecialtiesHome, auto & property
Canopy Texas
San Antonio
SpecialtiesHome, auto & property
Shieldpoint Insurance
San Antonio
SpecialtiesHome, auto & property

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Jorge Lopez Insurance Agency
San Antonio
SpecialtiesLife & health · Home, auto & property
LILE Pegram Insurance Services
San Antonio
SpecialtiesLife & health
TX INS
San Antonio
SpecialtiesHome, auto & property
Tracy Drott Agency
San Antonio
SpecialtiesHome, auto & property
Medicare BY Rafer
San Antonio
SpecialtiesLife & health
Fortezza Insurance Services
San Antonio
SpecialtiesLife & health
Cerini Insurance Group
San Antonio
RISK Wranglers Insurance
San Antonio
SpecialtiesHome, auto & property
M007 Management
San Antonio
SpecialtiesLife & health
Reusure
San Antonio
SpecialtiesHome, auto & property

Insurance in New Braunfels, TX

Hail Risk · High
Flood Risk · High
Wildfire Risk · Medium
Tornado Risk · Medium

General area-level risk indicators based on historical regional weather patterns for this part of Texas — not a property-specific underwriting assessment. Talk to an agent about your address's actual exposure.

When you shop for insurance in New Braunfels, the carrier you choose shapes more than just your premium. Each insurer prices hail damage, flood exposure, and wind differently, and many use percentage-based deductibles that turn a modest storm into a four-figure out-of-pocket bill. Two policies on the same street can differ by thousands of dollars in annual cost and vary sharply in what actually gets paid when you file a claim.

New Braunfels sits squarely in hail alley, with frequent severe storms that crack windshields and punch holes in roofs. Flooding is a persistent threat along the Guadalupe and Comal corridors, yet standard homeowners policies exclude rising water entirely. Add medium wildfire and tornado risk, and you're looking at a layered exposure that no single policy handles on its own. If your current coverage doesn't account for all four, you're carrying more risk than you may realize.

An independent agent compares carriers side by side across your auto, home, and umbrella liability, then flags the gaps before you ever file a claim. They'll show you where flood insurance fits, explain whether your wind deductible resets per storm or per year, and make sure your liability limits align across policies so one weak link doesn't unravel everything else.

Property taxes are rising in New Braunfels

Homeowners could see increases of up to $91 a month—or $1,092 a year—depending on ZIP code.

Estimated using the maximum 10% homestead-cap reappraisal allowed under Texas law — actual changes vary by property and appraisal district, and this isn't a guarantee of what any individual homeowner will see.

Up to $1,092 more every year

You can't control rising property taxes. But reviewing your home and auto insurance could uncover savings that help offset the increase.

Check for Potential Savings →

Free 4-minute review. No obligation.

Further reading

Home & Property
Does a New Roof Lower Home Insurance in Texas? Here's What to Expect
A new roof is one of the most impactful property improvements you can make for insurance purposes in Texas. Here's exactly what it does to your premium — and what it doesn't.
Finding an Agent
The Difference Between an Agent Who Sells Insurance and an Advisor Who Understands It
Both will write you a policy. Only one will make sure it actually protects you.
Auto
What Texas Drivers Need to Know About Rental Car Insurance Before They Need It
The rental car counter is not the right place to figure out whether you need insurance. Here's what to know before you get there.

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