SAN ANTONIO METRO · NEW BRAUNFELS, TX

Independent Insurance Agents Serving New Braunfels, TX

1220 licensed insurance agents serving New Braunfels and surrounding areas. Compare independent insurance agencies serving New Braunfels and the surrounding San Antonio Metro area, TX.

Showing 1220 advisors in New Braunfels

Shavano Insurance Agency
San Antonio
SpecialtiesLife & health · Home, auto & property
Starnes Group
San Antonio
SpecialtiesLife & health · Home, auto & property
Pinnacle Strategic Wealth
San Antonio
SpecialtiesLife & health
Texas Medicare Benefits Group
San Antonio
SpecialtiesLife & health
Esquenazi Insurance Agency
San Antonio
SpecialtiesLife & health
Schrader-Franklin
San Antonio
THE Insurance Solutions Experts
San Antonio
SpecialtiesLife & health
Kelly Insurance Services
San Antonio
SpecialtiesLife & health · Home, auto & property
Noblr Insurance Services
San Antonio
SpecialtiesHome, auto & property
Succession Title
San Antonio

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Matthew Metzger Insurance Agency
San Antonio
SpecialtiesLife & health · Home, auto & property
HPI Lakeway Storage
San Antonio
Ponton Insurance AND Financial Services
San Antonio
SpecialtiesLife & health · Home, auto & property
Hispanica
San Antonio
SpecialtiesLife & health
Texan'S Choice Insurance Agency
San Antonio
SpecialtiesLife & health · Home, auto & property
Dupre Financial Group
San Antonio
SpecialtiesLife & health
L.R.E. Investments
San Antonio
SpecialtiesHome, auto & property
G-UP Enterprises
San Antonio
SpecialtiesLife & health · Home, auto & property
Barrett Insurance Services
San Antonio
SpecialtiesLife & health
NU World Title Prime
San Antonio

Insurance in New Braunfels, TX

Hail Risk · High
Flood Risk · High
Wildfire Risk · Medium
Tornado Risk · Medium

General area-level risk indicators based on historical regional weather patterns for this part of Texas — not a property-specific underwriting assessment. Talk to an agent about your address's actual exposure.

When you shop for insurance in New Braunfels, the carrier you choose shapes more than just your premium. Each insurer prices hail damage, flood exposure, and wind differently, and many use percentage-based deductibles that turn a modest storm into a four-figure out-of-pocket bill. Two policies on the same street can differ by thousands of dollars in annual cost and vary sharply in what actually gets paid when you file a claim.

New Braunfels sits squarely in hail alley, with frequent severe storms that crack windshields and punch holes in roofs. Flooding is a persistent threat along the Guadalupe and Comal corridors, yet standard homeowners policies exclude rising water entirely. Add medium wildfire and tornado risk, and you're looking at a layered exposure that no single policy handles on its own. If your current coverage doesn't account for all four, you're carrying more risk than you may realize.

An independent agent compares carriers side by side across your auto, home, and umbrella liability, then flags the gaps before you ever file a claim. They'll show you where flood insurance fits, explain whether your wind deductible resets per storm or per year, and make sure your liability limits align across policies so one weak link doesn't unravel everything else.

Property taxes are rising in New Braunfels

Homeowners could see increases of up to $91 a month—or $1,092 a year—depending on ZIP code.

Estimated using the maximum 10% homestead-cap reappraisal allowed under Texas law — actual changes vary by property and appraisal district, and this isn't a guarantee of what any individual homeowner will see.

Up to $1,092 more every year

You can't control rising property taxes. But reviewing your home and auto insurance could uncover savings that help offset the increase.

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Further reading

Home & Property
Home-Based Business in Texas: Why Your Homeowners Policy Probably Doesn't Cover It
Millions of Texans run businesses from home. Most of them assume their homeowners insurance covers business-related losses. Most of them are wrong.
Finding an Agent
Independent Vs. Captive Insurance Agents In Texas: Which Type Is Right For You?
A captive agent sells one carrier's products. An independent agent shops multiple carriers on your behalf. Here's when each makes sense — and the questions to ask before you commit.
Auto
The Right Way to File an Auto Insurance Claim in Texas — and the Mistakes That Cost You
How you handle the first hours and days after an accident significantly affects how your claim resolves. Most people don't know this until it's too late to change it.

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