DALLAS METRO · ROWLETT, TX

Independent Insurance Agents Serving Rowlett, TX

2837 licensed insurance agents serving Rowlett and surrounding areas. Compare independent insurance agencies serving Rowlett and the surrounding Dallas Metro area, TX.

Showing 2837 advisors in Rowlett

Astra Insurance Services
Plano
SpecialtiesLife & health
Prestige Insurance Services
Plano
SpecialtiesHome, auto & property
Kawata Insurance Agency
Richardson
SpecialtiesLife & health · Home, auto & property
AFI USA
Richardson
SpecialtiesLife & health
COLE Agency
Richardson
SpecialtiesHome, auto & property
JKP
Richardson
Equita Financial AND Insurance Services OF Texas
Richardson
SpecialtiesLife & health
Coverage Advisors
Richardson
SpecialtiesHome, auto & property
GRIN & Gather CARE
Richardson
SpecialtiesLife & health
Integrity Insurance Solutions Depot
Richardson
SpecialtiesHome, auto & property

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Certus Title
Rockwall
Tenacity Agency Services
Rockwall
SpecialtiesHome, auto & property
A & E Insurance Service
Rockwall
SpecialtiesHome, auto & property
JWA 2014
Rockwall
SpecialtiesHome, auto & property
American Workers Insurance Services
Rockwall
SpecialtiesLife & health
J & A Hudson Financial Group
Rockwall
SpecialtiesLife & health
KA Global
Rockwall
SpecialtiesLife & health
BRM RISK Management
Sachse
SpecialtiesHome, auto & property
LORD Wealth Advisors, LP
Waxahachie
SpecialtiesLife & health
Scruggs Industries
Waxahachie

Insurance in Rowlett, TX

Hail Risk · Medium
Flood Risk · Low
Wildfire Risk · Low
Tornado Risk · Medium

General area-level risk indicators based on historical regional weather patterns for this part of Texas — not a property-specific underwriting assessment. Talk to an agent about your address's actual exposure.

Your address in Rowlett sits in front of multiple insurers, each running its own math on hail frequency, tornado paths, and claims history—which is why two policies covering the same house can differ by hundreds of dollars and still leave different gaps wide open. Texas carriers also lean heavily on percentage deductibles for wind and hail, so a one-percent clause on a $300,000 dwelling means you're covering the first $3,000 of storm damage out of pocket, not a flat $1,000. Understanding which carrier prices your specific block favorably, and what that deductible actually costs you when a storm rolls through, matters more than the advertised rate.

Rowlett's medium hail and tornado risk means your roof, siding, and vehicles face real exposure every spring. A severe hailstorm can trigger thousands in claims across the neighborhood in a single afternoon, and not every policy handles wind-driven rain, detached-structure damage, or auto comprehensive the same way. If your homeowners deductible is percentage-based and your auto glass sits under a separate clause, one storm can activate multiple out-of-pocket thresholds at once.

An independent agent in Rowlett pulls quotes from several carriers at the same time, sets your auto and home side by side, and walks you through what actually happens when you file—whether flood is excluded, whether your liability umbrella requires higher underlying limits, and whether your current wind deductible makes sense for your savings. That cross-policy view

Property taxes are rising in Rowlett

Homeowners could see increases of up to $68 a month—or $816 a year—depending on ZIP code.

Estimated using the maximum 10% homestead-cap reappraisal allowed under Texas law — actual changes vary by property and appraisal district, and this isn't a guarantee of what any individual homeowner will see.

Up to $816 more every year

You can't control rising property taxes. But reviewing your home and auto insurance could uncover savings that help offset the increase.

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Further reading

Finding an Agent
Independent Vs. Captive Insurance Agents In Texas: Which Type Is Right For You?
A captive agent sells one carrier's products. An independent agent shops multiple carriers on your behalf. Here's when each makes sense — and the questions to ask before you commit.
Home & Property
Winter Storm Uri Changed Everything About Home Insurance in Texas — Here's What to Know
The February 2021 freeze was one of the most expensive weather events in Texas history. Here's what it revealed about home insurance coverage — and what Texas homeowners should understand going into f
Auto
What to Do If Your Car Is Totaled in Texas
Your insurer just told your car is a total loss. Here's what that means, what happens next, and how to make sure you get a fair settlement.

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