DALLAS METRO · ROWLETT, TX

Independent Insurance Agents Serving Rowlett, TX

2837 licensed insurance agents serving Rowlett and surrounding areas. Compare independent insurance agencies serving Rowlett and the surrounding Dallas Metro area, TX.

Showing 2837 advisors in Rowlett

Matchpoint Insurance Agency
Dallas
SpecialtiesHome, auto & property
JON M Essary Insurance Agency
Dallas
SpecialtiesLife & health · Home, auto & property
Brightway Insurance, The Chris De Leon Agency
Dallas
20 years in business
SpecialtiesLife & health · Home, auto & property
CarriersLiberty Mutual
Walters Enterprise
Dallas
SpecialtiesLife & health · Home, auto & property
Fields Services
Chamara Fields·Desoto
SpecialtiesAuto Insurance · Home Insurance · Life Insurance · Retirement Annuities
CarriersHorace Mann
Robert K. Gillentine
Ennis
SpecialtiesLife & health · Home, auto & property
Kevin S Warren
Forney
SpecialtiesLife & health · Home, auto & property
Cooper Family First
Frisco
SpecialtiesHome, auto & property
PARS Coverage
Frisco
SpecialtiesLife & health
Azide Resources
Frisco
SpecialtiesLife & health · Home, auto & property

Not sure where to start?

Not sure if your Rowlett coverage still makes sense?

Take the free 4-minute checkup. We'll match you with the right type of advisor for your specific gaps — then you choose who to talk to.

Free Coverage Review
RYAN Nicholson Agency
Frisco
SpecialtiesLife & health · Home, auto & property
VBP Agency
Frisco
SpecialtiesLife & health
SPB Agency
Garland
SpecialtiesHome, auto & property
T-NGO Brothers
Garland
SpecialtiesHome, auto & property
Carlie Nguyen
Garland
SpecialtiesLife & health · Home, auto & property
Prasla Financial Group
Irving
SpecialtiesLife & health · Home, auto & property
Christina Adcock
Mckinney
SpecialtiesLife & health · Home, auto & property
Jeser Garcia Insurance Agency
Mckinney
SpecialtiesLife & health · Home, auto & property
The Mutual Agency
Mckinney
SpecialtiesHome, auto & property
CarriersLiberty Mutual
MIKE Crise Agency
Mckinney
SpecialtiesLife & health · Home, auto & property

Insurance in Rowlett, TX

Hail Risk · Medium
Flood Risk · Low
Wildfire Risk · Low
Tornado Risk · Medium

General area-level risk indicators based on historical regional weather patterns for this part of Texas — not a property-specific underwriting assessment. Talk to an agent about your address's actual exposure.

Your address in Rowlett sits in front of multiple insurers, each running its own math on hail frequency, tornado paths, and claims history—which is why two policies covering the same house can differ by hundreds of dollars and still leave different gaps wide open. Texas carriers also lean heavily on percentage deductibles for wind and hail, so a one-percent clause on a $300,000 dwelling means you're covering the first $3,000 of storm damage out of pocket, not a flat $1,000. Understanding which carrier prices your specific block favorably, and what that deductible actually costs you when a storm rolls through, matters more than the advertised rate.

Rowlett's medium hail and tornado risk means your roof, siding, and vehicles face real exposure every spring. A severe hailstorm can trigger thousands in claims across the neighborhood in a single afternoon, and not every policy handles wind-driven rain, detached-structure damage, or auto comprehensive the same way. If your homeowners deductible is percentage-based and your auto glass sits under a separate clause, one storm can activate multiple out-of-pocket thresholds at once.

An independent agent in Rowlett pulls quotes from several carriers at the same time, sets your auto and home side by side, and walks you through what actually happens when you file—whether flood is excluded, whether your liability umbrella requires higher underlying limits, and whether your current wind deductible makes sense for your savings. That cross-policy view

Property taxes are rising in Rowlett

Homeowners could see increases of up to $68 a month—or $816 a year—depending on ZIP code.

Estimated using the maximum 10% homestead-cap reappraisal allowed under Texas law — actual changes vary by property and appraisal district, and this isn't a guarantee of what any individual homeowner will see.

Up to $816 more every year

You can't control rising property taxes. But reviewing your home and auto insurance could uncover savings that help offset the increase.

Check for Potential Savings →

Free 4-minute review. No obligation.

Further reading

Finding an Agent
How to Tell If Your Insurance Agent Is Actually Working for You — or Just Selling to You
Most insurance agents are genuinely trying to help their clients. A few markers can tell you quickly which kind you're working with.
Home & Property
A Tree Fell on My House and Insurance Says It's Not Covered. What Do I Do?
When an insurance company denies a claim that seems clearly covered, most homeowners don't know where to turn. Here's how to understand what happened — and what to do next.
Auto
What Happens When You're at Fault in a Serious Texas Car Accident and Your Policy Limit Isn't Enough
Most drivers assume their insurance handles everything after an accident. Here's what actually happens when it doesn't — and what that means for everything you've built.

Related searches in Rowlett, TX

Frequently asked questions