DALLAS METRO · ROWLETT, TX

Independent Insurance Agents Serving Rowlett, TX

2837 licensed insurance agents serving Rowlett and surrounding areas. Compare independent insurance agencies serving Rowlett and the surrounding Dallas Metro area, TX.

Showing 2837 advisors in Rowlett

Travelers
Richardson
SpecialtiesAuto · Home
CarriersTravelers
Garcia Insurance
Carrollton
SpecialtiesAuto · Home
Healthedly Insurance Services
Richardson
SpecialtiesHealth
CarriersBCBS
Navy Federal Title Services
Mckinney
SpecialtiesFlood
Capital Title – Corporate Offices
Plano
SpecialtiesHome
American Underwriters Insurance
Dallas
73 years in business
SpecialtiesHome, auto & property
Yes Insurance
Dallas
SpecialtiesLife & health · Home, auto & property
Versalles Cristal Agency
Garland
SpecialtiesAuto · Commercial
Assurance Care Managers
Dallas
SpecialtiesHealth
New Benefits
Dallas
SpecialtiesHealth

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Sandlin Insurance Agency
Dallas
SpecialtiesLife & health
Nobles & Richards
Ilonka Nobles & James R. Richards·Plano
18 years in business
SpecialtiesLife & health
Fidelity National Title
Plano
20 years in business
Headstart Warranty Group
Dallas
SpecialtiesHome, auto & property
Ken Allen Insurance Agency
Garland
SpecialtiesLife & health · Home, auto & property
Special Insurance Services
Plano
SpecialtiesLife & health · Home, auto & property
Hallmark Financial
Dallas
SpecialtiesAuto · Commercial
Lone Star Premier Title
Garland
Cypress Ascendant Services
Richardson
SpecialtiesFlood
Stonebridge Life Insurance Co: Boisseranc Nelson
Plano
SpecialtiesHome, auto & property

Insurance in Rowlett, TX

Hail Risk · Medium
Flood Risk · Low
Wildfire Risk · Low
Tornado Risk · Medium

General area-level risk indicators based on historical regional weather patterns for this part of Texas — not a property-specific underwriting assessment. Talk to an agent about your address's actual exposure.

Your address in Rowlett sits in front of multiple insurers, each running its own math on hail frequency, tornado paths, and claims history—which is why two policies covering the same house can differ by hundreds of dollars and still leave different gaps wide open. Texas carriers also lean heavily on percentage deductibles for wind and hail, so a one-percent clause on a $300,000 dwelling means you're covering the first $3,000 of storm damage out of pocket, not a flat $1,000. Understanding which carrier prices your specific block favorably, and what that deductible actually costs you when a storm rolls through, matters more than the advertised rate.

Rowlett's medium hail and tornado risk means your roof, siding, and vehicles face real exposure every spring. A severe hailstorm can trigger thousands in claims across the neighborhood in a single afternoon, and not every policy handles wind-driven rain, detached-structure damage, or auto comprehensive the same way. If your homeowners deductible is percentage-based and your auto glass sits under a separate clause, one storm can activate multiple out-of-pocket thresholds at once.

An independent agent in Rowlett pulls quotes from several carriers at the same time, sets your auto and home side by side, and walks you through what actually happens when you file—whether flood is excluded, whether your liability umbrella requires higher underlying limits, and whether your current wind deductible makes sense for your savings. That cross-policy view

Property taxes are rising in Rowlett

Homeowners could see increases of up to $68 a month—or $816 a year—depending on ZIP code.

Estimated using the maximum 10% homestead-cap reappraisal allowed under Texas law — actual changes vary by property and appraisal district, and this isn't a guarantee of what any individual homeowner will see.

Up to $816 more every year

You can't control rising property taxes. But reviewing your home and auto insurance could uncover savings that help offset the increase.

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Further reading

Finding an Agent
How Insurance Agents Get Paid — and What That Means for the Advice You're Getting
Most people have no idea how their insurance agent is compensated. Understanding it doesn't mean distrusting your agent — it means being a more informed consumer.
Home & Property
Why Texas Insurers Are Non-Renewing Policies — and What to Do If It Happens to You
Tens of thousands of Texas homeowners have received non-renewal notices in recent years. Here's what's driving it, what your rights are, and what to do next.
Auto
What Happens When You're at Fault in a Serious Texas Car Accident and Your Policy Limit Isn't Enough
Most drivers assume their insurance handles everything after an accident. Here's what actually happens when it doesn't — and what that means for everything you've built.

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