DALLAS METRO · ROWLETT, TX

Independent Insurance Agents Serving Rowlett, TX

2837 licensed insurance agents serving Rowlett and surrounding areas. Compare independent insurance agencies serving Rowlett and the surrounding Dallas Metro area, TX.

Showing 2837 advisors in Rowlett

21st Century General Agency
Richardson
SpecialtiesAuto
Carriers21st Century
Wave Financial Partners
Dallas
SpecialtiesAuto · Renters · Commercial
Headstart general agency
Dallas
Sure Insurance Services
Richardson
SpecialtiesAuto · Renters · Flood
Jackson Insurance
Dallas
SpecialtiesLife & health
Superior Underwriters General Agency
Irving
Anchor Risk Management Services
Dallas
SpecialtiesCommercial
Connect Insurance
Dallas
SpecialtiesAuto
General Insurance Agency Powered by YourPolicy
Dallas
SpecialtiesTravel
Innovative Health Insurance Partners
Dallas
SpecialtiesHealth

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Peak Insurance Advisors
Irving
SpecialtiesHome, auto & property
American Financial Services
Shane Van Loon·Dallas
41 years in business
SpecialtiesFinance
CPR Insurance
Irving
SpecialtiesAuto
Praetorian
Mckinney
SpecialtiesHome
Proliance Resource Group
Dallas
22 years in business
SpecialtiesLife & health
Chibueze lnsurance Agency
Onny Chibueze·Dallas
SpecialtiesLife & health · Home, auto & property
Capstone Insurance
Plano
23 years in business
SpecialtiesLife & health · Home, auto & property
Rogers Benefits
Cristy & Neal·Allen
12 years in business
SpecialtiesLife & health · Home, auto & property
Bireley Insurance Agency
Allen
36 years in business
SpecialtiesHome, auto & property
Madeley & Company
Allen
52 years in business
SpecialtiesLife & health · Home, auto & property

Insurance in Rowlett, TX

Hail Risk · Medium
Flood Risk · Low
Wildfire Risk · Low
Tornado Risk · Medium

General area-level risk indicators based on historical regional weather patterns for this part of Texas — not a property-specific underwriting assessment. Talk to an agent about your address's actual exposure.

Your address in Rowlett sits in front of multiple insurers, each running its own math on hail frequency, tornado paths, and claims history—which is why two policies covering the same house can differ by hundreds of dollars and still leave different gaps wide open. Texas carriers also lean heavily on percentage deductibles for wind and hail, so a one-percent clause on a $300,000 dwelling means you're covering the first $3,000 of storm damage out of pocket, not a flat $1,000. Understanding which carrier prices your specific block favorably, and what that deductible actually costs you when a storm rolls through, matters more than the advertised rate.

Rowlett's medium hail and tornado risk means your roof, siding, and vehicles face real exposure every spring. A severe hailstorm can trigger thousands in claims across the neighborhood in a single afternoon, and not every policy handles wind-driven rain, detached-structure damage, or auto comprehensive the same way. If your homeowners deductible is percentage-based and your auto glass sits under a separate clause, one storm can activate multiple out-of-pocket thresholds at once.

An independent agent in Rowlett pulls quotes from several carriers at the same time, sets your auto and home side by side, and walks you through what actually happens when you file—whether flood is excluded, whether your liability umbrella requires higher underlying limits, and whether your current wind deductible makes sense for your savings. That cross-policy view

Property taxes are rising in Rowlett

Homeowners could see increases of up to $68 a month—or $816 a year—depending on ZIP code.

Estimated using the maximum 10% homestead-cap reappraisal allowed under Texas law — actual changes vary by property and appraisal district, and this isn't a guarantee of what any individual homeowner will see.

Up to $816 more every year

You can't control rising property taxes. But reviewing your home and auto insurance could uncover savings that help offset the increase.

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Further reading

Finding an Agent
Independent Vs. Captive Insurance Agents In Texas: Which Type Is Right For You?
A captive agent sells one carrier's products. An independent agent shops multiple carriers on your behalf. Here's when each makes sense — and the questions to ask before you commit.
Home & Property
Why Texas Insurers Are Non-Renewing Policies — and What to Do If It Happens to You
Tens of thousands of Texas homeowners have received non-renewal notices in recent years. Here's what's driving it, what your rights are, and what to do next.
Auto
Best Auto Insurance for High-Risk Drivers in Texas: What Your Options Actually Are
A DUI, multiple accidents, or a lapse in coverage can make finding affordable auto insurance difficult. Here's what the Texas market actually offers high-risk drivers — and how to navigate it.

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