DALLAS METRO · ROWLETT, TX

Independent Insurance Agents Serving Rowlett, TX

2837 licensed insurance agents serving Rowlett and surrounding areas. Compare independent insurance agencies serving Rowlett and the surrounding Dallas Metro area, TX.

Showing 2837 advisors in Rowlett

New York Life Insurance
Dallas
SpecialtiesLife & health
Mora & Associates
Dallas
SpecialtiesHome · Auto
Highly Rated
Texans Insurance Agency
Dallas
SpecialtiesAuto · Home
Highly Rated
Reyes Insurance Services
Waxahachie
SpecialtiesHome, auto & property
Highly Rated
El Amigo Insurance and Income Tax Services
Dallas
SpecialtiesHome, auto & property
Highly Rated
KAS AUTO INSURANCE
Plano
SpecialtiesAuto
Highly Rated
Republic Title of Texas
Frisco
SpecialtiesHome
Highly Rated
Acura Insurance Services
Dallas
SpecialtiesAuto
Highly Rated
Ensurity Group
Rockwall
SpecialtiesMedicare
Highly Rated
Bear Benefits
Dallas
SpecialtiesHealth · Commercial
Highly Rated

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Millennium Insurance
Wylie
SpecialtiesAuto
Highly Rated
National Title Group Dallas
Dallas
SpecialtiesHome, auto & property
Highly Rated
Allegiant Reverse Services
Frisco
Highly Rated
Unica Insurance Agency - Oak Cliff
Dallas
SpecialtiesLife & health
Highly Rated
Ragland Strother & Lafitte
Dallas
SpecialtiesAuto · Home · Renters · Flood
Highly Rated
Streamless Insurance
Carrollton
SpecialtiesAuto
CarriersState Farm · Allstate · Progressive
Legacy Benefits
Dallas
SpecialtiesHealth
Swingle Collins & Associates
Dallas
SpecialtiesAuto · Home · Commercial
Cooper Insures
Waxahachie
SpecialtiesAuto
CarriersSafeway
Spencer Insurance Agency
John W Spencer·Lewisville
26 years in business
SpecialtiesAuto · Home
CarriersNationwide · Travelers

Insurance in Rowlett, TX

Hail Risk · Medium
Flood Risk · Low
Wildfire Risk · Low
Tornado Risk · Medium

General area-level risk indicators based on historical regional weather patterns for this part of Texas — not a property-specific underwriting assessment. Talk to an agent about your address's actual exposure.

Your address in Rowlett sits in front of multiple insurers, each running its own math on hail frequency, tornado paths, and claims history—which is why two policies covering the same house can differ by hundreds of dollars and still leave different gaps wide open. Texas carriers also lean heavily on percentage deductibles for wind and hail, so a one-percent clause on a $300,000 dwelling means you're covering the first $3,000 of storm damage out of pocket, not a flat $1,000. Understanding which carrier prices your specific block favorably, and what that deductible actually costs you when a storm rolls through, matters more than the advertised rate.

Rowlett's medium hail and tornado risk means your roof, siding, and vehicles face real exposure every spring. A severe hailstorm can trigger thousands in claims across the neighborhood in a single afternoon, and not every policy handles wind-driven rain, detached-structure damage, or auto comprehensive the same way. If your homeowners deductible is percentage-based and your auto glass sits under a separate clause, one storm can activate multiple out-of-pocket thresholds at once.

An independent agent in Rowlett pulls quotes from several carriers at the same time, sets your auto and home side by side, and walks you through what actually happens when you file—whether flood is excluded, whether your liability umbrella requires higher underlying limits, and whether your current wind deductible makes sense for your savings. That cross-policy view

Property taxes are rising in Rowlett

Homeowners could see increases of up to $68 a month—or $816 a year—depending on ZIP code.

Estimated using the maximum 10% homestead-cap reappraisal allowed under Texas law — actual changes vary by property and appraisal district, and this isn't a guarantee of what any individual homeowner will see.

Up to $816 more every year

You can't control rising property taxes. But reviewing your home and auto insurance could uncover savings that help offset the increase.

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Further reading

Finding an Agent
Independent Vs. Captive Insurance Agents In Texas: Which Type Is Right For You?
A captive agent sells one carrier's products. An independent agent shops multiple carriers on your behalf. Here's when each makes sense — and the questions to ask before you commit.
Home & Property
The Home Insurance Detail That Could Cost You Tens of Thousands After a Claim
Replacement cost vs. actual cash value — and why the difference matters more than most Texas homeowners realize
Auto
The Auto Coverage Conversation Most Advisors Skip — and Why It's Costing Them Referrals
Most auto insurance conversations stop at price. The advisors who go deeper are the ones clients remember and refer.

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