DALLAS METRO · ROWLETT, TX

Independent Insurance Agents Serving Rowlett, TX

2837 licensed insurance agents serving Rowlett and surrounding areas. Compare independent insurance agencies serving Rowlett and the surrounding Dallas Metro area, TX.

Showing 2837 advisors in Rowlett

Freedom Insurance Agency
Frisco
SpecialtiesAuto · Home
Ace Wealth Builder
Irving
SpecialtiesLife
Atlantis Financial Group
Mckinney
SpecialtiesLife & health · Home, auto & property
Wilson Benefits
Richardson
33 years in business
SpecialtiesHealth
BOX INSURANCE GROUP A BRANCH OF TWFG
Debbie Box·Waxahachie
SpecialtiesAuto
CarriersASI · BANKERS INSURANCE COMPANY · DAIRYLAND · DELTA GENERAL+ 11 more
Oldham & Associates Insurance
Allen
SpecialtiesAuto · Home
BenefitCorp
Dallas
SpecialtiesHealth
FTS Life Insurance
Dallas
SpecialtiesLife
Kiran Sathaye Insurance Agency
Dallas
SpecialtiesAuto · Home
CarriersReliance
United AMG Partners
Dallas
SpecialtiesHealth · Commercial

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Guerrero's Insurance & Income Tax Services
Dallas
SpecialtiesHome, auto & property
SouthWestern Insurance
Dallas
Merit Insurance Services
Frisco
SpecialtiesLife & health · Home, auto & property
Brightassure Insurance
Irving
SpecialtiesAuto
Safe Choice Independent Insurance Group
Mckinney
SpecialtiesAuto · Commercial
A R Schell & Son Insurance Agency
Plano
SpecialtiesAuto · Home
Superior Insurance Services
Carrollton
SpecialtiesHealth
Foster Benefit Resources
Stan Foster & Kim Foster·Dallas
36 years in business
SpecialtiesHealth
CarriersAmeritas · The Hartford · United Healthcare
TexBuilt Bonding and Insurance Agency
Dallas
SpecialtiesLife & health · Home, auto & property
Exceptional Title
Dallas
SpecialtiesHome

Insurance in Rowlett, TX

Hail Risk · Medium
Flood Risk · Low
Wildfire Risk · Low
Tornado Risk · Medium

General area-level risk indicators based on historical regional weather patterns for this part of Texas — not a property-specific underwriting assessment. Talk to an agent about your address's actual exposure.

Your address in Rowlett sits in front of multiple insurers, each running its own math on hail frequency, tornado paths, and claims history—which is why two policies covering the same house can differ by hundreds of dollars and still leave different gaps wide open. Texas carriers also lean heavily on percentage deductibles for wind and hail, so a one-percent clause on a $300,000 dwelling means you're covering the first $3,000 of storm damage out of pocket, not a flat $1,000. Understanding which carrier prices your specific block favorably, and what that deductible actually costs you when a storm rolls through, matters more than the advertised rate.

Rowlett's medium hail and tornado risk means your roof, siding, and vehicles face real exposure every spring. A severe hailstorm can trigger thousands in claims across the neighborhood in a single afternoon, and not every policy handles wind-driven rain, detached-structure damage, or auto comprehensive the same way. If your homeowners deductible is percentage-based and your auto glass sits under a separate clause, one storm can activate multiple out-of-pocket thresholds at once.

An independent agent in Rowlett pulls quotes from several carriers at the same time, sets your auto and home side by side, and walks you through what actually happens when you file—whether flood is excluded, whether your liability umbrella requires higher underlying limits, and whether your current wind deductible makes sense for your savings. That cross-policy view

Property taxes are rising in Rowlett

Homeowners could see increases of up to $68 a month—or $816 a year—depending on ZIP code.

Estimated using the maximum 10% homestead-cap reappraisal allowed under Texas law — actual changes vary by property and appraisal district, and this isn't a guarantee of what any individual homeowner will see.

Up to $816 more every year

You can't control rising property taxes. But reviewing your home and auto insurance could uncover savings that help offset the increase.

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Further reading

Finding an Agent
The Difference Between an Agent Who Sells Insurance and an Advisor Who Understands It
Both will write you a policy. Only one will make sure it actually protects you.
Home & Property
How to Read Your Texas Homeowners Insurance Declarations Page
The declarations page is the most important document in your homeowners policy — and most Texas homeowners have never read it carefully. Here's what every section means.
Auto
Best Auto Insurance for Teenagers in Texas: What Parents Need to Know Before They Buy
Adding a teen driver to your policy is one of the biggest insurance decisions a Texas family makes. Here's how to think through it — and what actually matters when comparing options.

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