FORT WORTH METRO · GRANBURY, TX

Independent Insurance Agents Serving Granbury, TX

1377 licensed insurance agents serving Granbury and surrounding areas. Compare independent insurance agencies serving Granbury and the surrounding Fort Worth Metro area, TX.

Showing 1377 advisors in Granbury

4C Insurance Agency
Burleson
SpecialtiesLife & health · Home, auto & property
Ingram Insurance Services, PLLC
Burleson
SpecialtiesLife & health
Expert TAX Solutions
Burleson
Yancy & Associates
Burleson
Texas RISK Group
Burleson
SpecialtiesHome, auto & property
Bison Insurance Agency
Terry Vaughan·Cleburne
45 years in business
SpecialtiesHome, auto & property
4MC Insurance State Inspection and Service
Cleburne
SpecialtiesHome, auto & property
Double Diamond Construction Management
Robert Chadwick "Chad" Hartle & Patrick Werner·Cleburne
23 years in business
Brite Lite Public Adjusters
Kamethia Perez·Cleburne
Elite Oasis Development
Donnie Beeson·Cleburne
22 years in business

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Infinity Insurance Agency
Cleburne
SpecialtiesHome, auto & property
Accessible Wellness
Cleburne
SpecialtiesLife & health
Heritage Agency
Colleyville
SpecialtiesLife & health
108 Capital Management
Amit Gandhi·Colleyville
SpecialtiesLife Insurance · Health Insurance · Disability Insurance · Mortgage Solutions+ 5 more
Alliance Property & Casualty
Colleyville
SpecialtiesHome, auto & property
Insure-Hands
Crowley
SpecialtiesLife & health
Smartbalance Business Solutions
Crowley
SpecialtiesHome, auto & property
EA Wealth Management
Crowley
SpecialtiesLife & health
Smart Insurance & Assets
Crowley
SpecialtiesHome, auto & property
E.R.B. Insurance Group
Crowley
SpecialtiesLife & health · Home, auto & property

Insurance in Granbury, TX

Hail Risk · Medium
Flood Risk · Low
Wildfire Risk · Low
Tornado Risk · Medium

General area-level risk indicators based on historical regional weather patterns for this part of Texas — not a property-specific underwriting assessment. Talk to an agent about your address's actual exposure.

Your address in Granbury doesn't carry a single price tag—it carries dozens. Each insurer runs its own model for hail frequency, tornado paths, and claims history in Hood County, then applies its own appetite for wind exposure and its own deductible structures. That means two carriers can quote you premiums hundreds of dollars apart for similar declared limits, and the difference isn't always explained by coverage quality. The decision isn't just about cost; it's about which combination of deductible, exclusion, and limit actually protects what you own.

Granbury sits in a corridor where spring storms bring medium hail risk and medium tornado risk each year. A standard homeowners policy will cover wind damage, but your wind/hail deductible is typically a percentage of your dwelling limit—often one or two percent—not the flat dollar amount you see for other perils. If your home is insured for $300,000, a one‑percent deductible means you pay the first $3,000 out of pocket after a hailstorm, and that catches many homeowners off guard at claim time.

An independent agent in Granbury pulls quotes from multiple carriers at once and sets them side by side—home, auto, umbrella—so you see not only the price spread but also where coverage actually differs. They flag the gaps that matter here: standard policies exclude flood, even though Lake Granbury and DeCordova Bend sit nearby; umbrella policies require minimum underlying limits on your auto liability; and wind deductibles vary widely by carrier. You get a complete picture before you need to file, not after.

Property taxes are rising in Granbury

Homeowners could see increases of up to $49 a month—or $588 a year—depending on ZIP code.

Estimated using the maximum 10% homestead-cap reappraisal allowed under Texas law — actual changes vary by property and appraisal district, and this isn't a guarantee of what any individual homeowner will see.

Up to $588 more every year

You can't control rising property taxes. But reviewing your home and auto insurance could uncover savings that help offset the increase.

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Further reading

Finding an Agent
Independent Vs. Captive Insurance Agents In Texas: Which Type Is Right For You?
A captive agent sells one carrier's products. An independent agent shops multiple carriers on your behalf. Here's when each makes sense — and the questions to ask before you commit.
Home & Property
Can Your Home Insurance Company Drop You in Texas? What You Need to Know
Cancellation and non-renewal are two different things in Texas — with different rules, different timelines, and different options for homeowners.
Auto
Why Texas Drivers Are Suddenly Seeing $1,000+ Windshield Claims
What changed, what your policy covers, and what to check before you need to find out the hard way

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