SAN ANTONIO METRO · NEW BRAUNFELS, TX

Independent Insurance Agents Serving New Braunfels, TX

1220 licensed insurance agents serving New Braunfels and surrounding areas. Compare independent insurance agencies serving New Braunfels and the surrounding San Antonio Metro area, TX.

Showing 1220 advisors in New Braunfels

JOHN Riojas Insurance Agency
John Riojas·Schertz
SpecialtiesAuto · Home · Life
CarriersUSAA · Farmers Insurance · Progressive
LAQUE INSURANCE AGENCY
Billy Laque·San Antonio
SpecialtiesHome · Auto
CarriersHorace Mann Companies
ACT Trucking Insurance Brokers, PLLC
San Antonio
SpecialtiesHome, auto & property
Hulett Insurance
San Antonio
SpecialtiesLife & health
CarriersSafeco Insurance · Grange
Chrome Truck Agency
San Marcos
SpecialtiesHome, auto & property
CarriersAuto Liability · Motor Cargo
Martinez Independent Insurance Group
Bulverde
SpecialtiesLife & health · Home, auto & property
Brokerage Store, Inc., THE
San Antonio
SpecialtiesLife & health · Home, auto & property
Turpin & Turpin
San Antonio
Southcentral Insurance Brokerage
San Antonio
SpecialtiesLife & health
GBMB Insurance Agency
San Antonio

Not sure where to start?

Not sure if your New Braunfels coverage still makes sense?

Take the free 4-minute checkup. We'll match you with the right type of advisor for your specific gaps — then you choose who to talk to.

Free Coverage Review
SOGO Wealth & RISK Management
San Antonio
Kiselis-Mcconville Brokerage Services
San Antonio
SpecialtiesLife & health
Robinson Brokerage FIRM
San Antonio
SpecialtiesLife & health
TMS Insurance Brokerage
San Antonio
SpecialtiesLife & health
THE Bridge Brokerage
San Antonio
SpecialtiesLife & health
Blacc ROC Insurance Brokers
San Antonio
SpecialtiesLife & health · Home, auto & property
Syzygy Insurance Brokers
San Antonio
SpecialtiesHome, auto & property
Primero Insurance
New Braunfels
SpecialtiesHome, auto & property
Highly Rated
Brenda Heulitt Insurance Agency
New Braunfels
SpecialtiesAuto · Home · Commercial · Umbrella
Highly Rated
Gruene Insurance Group
New Braunfels
SpecialtiesMedicare · Health · Commercial
Highly Rated

Insurance in New Braunfels, TX

Hail Risk · High
Flood Risk · High
Wildfire Risk · Medium
Tornado Risk · Medium

General area-level risk indicators based on historical regional weather patterns for this part of Texas — not a property-specific underwriting assessment. Talk to an agent about your address's actual exposure.

When you shop for insurance in New Braunfels, the carrier you choose shapes more than just your premium. Each insurer prices hail damage, flood exposure, and wind differently, and many use percentage-based deductibles that turn a modest storm into a four-figure out-of-pocket bill. Two policies on the same street can differ by thousands of dollars in annual cost and vary sharply in what actually gets paid when you file a claim.

New Braunfels sits squarely in hail alley, with frequent severe storms that crack windshields and punch holes in roofs. Flooding is a persistent threat along the Guadalupe and Comal corridors, yet standard homeowners policies exclude rising water entirely. Add medium wildfire and tornado risk, and you're looking at a layered exposure that no single policy handles on its own. If your current coverage doesn't account for all four, you're carrying more risk than you may realize.

An independent agent compares carriers side by side across your auto, home, and umbrella liability, then flags the gaps before you ever file a claim. They'll show you where flood insurance fits, explain whether your wind deductible resets per storm or per year, and make sure your liability limits align across policies so one weak link doesn't unravel everything else.

Property taxes are rising in New Braunfels

Homeowners could see increases of up to $91 a month—or $1,092 a year—depending on ZIP code.

Estimated using the maximum 10% homestead-cap reappraisal allowed under Texas law — actual changes vary by property and appraisal district, and this isn't a guarantee of what any individual homeowner will see.

Up to $1,092 more every year

You can't control rising property taxes. But reviewing your home and auto insurance could uncover savings that help offset the increase.

Check for Potential Savings →

Free 4-minute review. No obligation.

Further reading

Home & Property
What Texas Homeowners Need to Know Before Hurricane Season
Hurricane season runs June through November. The time to prepare your coverage isn't when a storm is named — it's now.
Finding an Agent
How Insurance Agents Get Paid — and What That Means for the Advice You're Getting
Most people have no idea how their insurance agent is compensated. Understanding it doesn't mean distrusting your agent — it means being a more informed consumer.
Auto
What Happens to Your Car Insurance When Your Teen Goes to College in Texas
A teenager heading to college changes your household insurance profile in ways most Texas parents don't fully anticipate. Here's what to review — and what discounts you may be leaving on the table.

Related searches in New Braunfels, TX

Frequently asked questions