HOUSTON METRO · SPRING, TX

Independent Insurance Agents Serving Spring, TX

3967 licensed insurance agents serving Spring and surrounding areas. Compare independent insurance agencies serving Spring and the surrounding Houston Metro area, TX.

Showing 3967 advisors in Spring

Legacy Agency
Spring
SpecialtiesLife & health · Home, auto & property
ONE Estes Consulting Group
Spring
Sunrise Texas Insurance Agency
Spring
SpecialtiesLife & health · Home, auto & property
Crystal Reagan Agency
Spring
SpecialtiesLife & health · Home, auto & property
Gabannsu
Spring
SpecialtiesHome, auto & property
Tibbs Insurance Agency
Spring
SpecialtiesLife & health · Home, auto & property
Phoenix Insurance Associates
Spring
SpecialtiesLife & health
Hairston & Associates Insurance Service, L.P.
Spring
SpecialtiesLife & health · Home, auto & property
Lavonda M Fletcher Insurance Agency
Spring
SpecialtiesLife & health · Home, auto & property
Xtreme Transportation Services
Spring

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FISH Financial Group
Spring
SpecialtiesLife & health
KRIS Oglesby Agency
Spring
SpecialtiesLife & health
Garfico Insurance Agency
Spring
SpecialtiesHome, auto & property
R.G. Walker Insurance Agency
Spring
SpecialtiesLife & health · Home, auto & property
Fombon
Spring
SpecialtiesLife & health
Angie Villanueva Agency
Spring
SpecialtiesLife & health · Home, auto & property
EXOS RISK Strategies
Spring
SpecialtiesLife & health
ML3 Storage - Houston
Spring
Lampson AND LANE Insurance Solutions
Spring
SpecialtiesLife & health · Home, auto & property
Fenix General Agency
Spring

Insurance in Spring, TX

Hail Risk · High
Flood Risk · High
Wildfire Risk · Low
Tornado Risk · Medium

General area-level risk indicators based on historical regional weather patterns for this part of Texas — not a property-specific underwriting assessment. Talk to an agent about your address's actual exposure.

When you compare quotes in Texas, you're not just looking at price—you're looking at how each carrier defines what's actually covered. One insurer might use a two-percent wind and hail deductible while another sets it at five percent of your dwelling value, and those percentage points translate to thousands of dollars out of pocket after a storm. The exclusions buried in your policy matter just as much as the premium you pay every month.

Spring sits squarely in a corridor where hail, flooding, tornadoes, and hurricanes all pose real threats to your home and vehicles. Standard homeowners policies won't cover flood damage at all, and a single hailstorm can leave you facing a steep percentage-based deductible if you haven't compared how different carriers structure wind coverage. What looks like solid protection on paper can unravel quickly when multiple perils converge in a single season.

An independent agent in Spring can lay your auto, home, and umbrella policies side by side, showing you exactly where one carrier's flood exclusion creates a gap and another's liability limits fall short if someone is seriously injured on your property. They flag the details—like whether your auto policy covers hail damage with comprehensive or whether you need a separate flood policy—before you're scrambling during a claim.

Property taxes are rising in Spring

Homeowners could see increases of up to $50 a month—or $600 a year—depending on ZIP code.

Estimated using the maximum 10% homestead-cap reappraisal allowed under Texas law — actual changes vary by property and appraisal district, and this isn't a guarantee of what any individual homeowner will see.

Up to $600 more every year

You can't control rising property taxes. But reviewing your home and auto insurance could uncover savings that help offset the increase.

Check for Potential Savings →

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Further reading

Home & Property
Does My Texas Home Insurance Cover Flooding? The Answer Most People Don't Want to Hear
Standard homeowners policies in Texas explicitly exclude flooding. With hurricane season and flash flooding common across the state, this gap leaves thousands of families exposed every year.
Finding an Agent
Independent Vs. Captive Insurance Agents In Texas: Which Type Is Right For You?
A captive agent sells one carrier's products. An independent agent shops multiple carriers on your behalf. Here's when each makes sense — and the questions to ask before you commit.
Auto
The Cheapest Cars to Insure for a Teenager in Texas
The vehicle a teen drives is one of the most influential factors in what the family pays for insurance. Here's what makes a car expensive or inexpensive to insure — and what to look for when choosing.

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